Don't miss this opportunity! **$49k of Instant Equity! Recently appraised for $674k**** A RARE FIND, AFFORDABLE WATERFRONT with nominal flood insurance. Owners currently pay ONLY $660/year +/-! ***Your Dream Waterfront Property! Welcome to your new waterfront sanctuary on Jones Creek! Look forward to serene, colorful sunsets on the water! Step outside and discover your ultimate outdoor retreat! This waterfront property has everything you need to entertain in style or relax in peace. Outdoor Features: Large Covered Deck: Perfect for year-round enjoyment, rain or shine! Whether it's a summer BBQ or a cozy evening, the covered deck extends your living space. Private Dock Access: Launch your boat to the Patapsco River/Chesapeake Bay from the convenience of your own backyard! Direct access to the water makes it easy to enjoy boating, PWC, SUP, kayaking, or fishing. Patio with Pergola: A charming pergola adds character to the patio, ideal for outdoor dining or unwinding with a glass of wine. Lit Gazebo Over Paver Patio: Set the scene for magical evenings under the stars with a beautifully lit gazebo. Host gatherings out of the sun or enjoy quiet moments in this cozy corner. Private Pier with Up to 3 Slips: Boating enthusiasts, this one's for you! Dock up to three vessels at your private pier, making this property a haven for water sports and recreation. Experience the best of waterfront living with the ease and comfort of everything on one level. Enjoy the ease and luxury of single-level living in this thoughtfully designed waterfront home. Quality hardwood floors throughout most of the main level living space; luxury vinyl plank and tile in bathrooms. Gorgeous, custom 6'x6' tile and stone shower enclosure in primary bathroom. Every detail has been curated for maximum comfort and convenience, offering plenty of space for both relaxation and entertaining. This layout offers a seamless flow and makes daily life a breeze. You’ll have all the space you need without sacrificing convenience! Life is better on the water! Lower Level is complete with finished recreational room with dry bar, granite countertop, extra full-size fridge/freezer, on ceramic tile floors. ***New Architectural Shingle Roof Sept 2021; Siding, Gutters, & Downspouts replaced 2021. Updated LED lighting; 80 Gallon Water Heater; 3 Car Oversized Garage (2 tandem); Electric Car Charger. *** Prime location, just minutes from Rt. 695, Tradepoint Atlantic, commerce, Haul Roads leading to North Point State Park, Fort Howard Park, local marinas, Wednesday night sailing races, etc... Life is better on the water!