*SELLER FINANCING AVAILABLE - APPRAISED AT $450,000 on 6/28/24. Walk into this Breathtaking waterfront condo with $55,000 of equity and enjoy living in Bay Island 55+ Community. The open, bright, and spacious floor plan offers panoramic water views from every room through floor-to-ceiling walls of windows. Beautifully remodeled with upgraded finishes, including crown molding and custom travertine tile throughout. Enjoy modern conveniences like motorized Bali sun and blackout shades, hurricane impact film/solar protection on windows, a water filtration system, and a tankless water heater. The custom kitchen is a chef's dream, complete with a pantry, granite counters, pot filler, stainless steel appliances, and a convenient passthrough to the dining room. Bathrooms are equally impressive, boasting custom features such as bidets, a spa tub, and a shower with a built-in bench. The primary suite features amazing water views and is highlighted by the walk-in closet and luxurious private full bath. The second bedroom, currently used as a cozy office, features a charming fireplace and is accessed by elegant glass French doors. Bay Island 55+ community offers an array of amenities for a vibrant and active lifestyle - Cable, internet, WiFi, trash, water, sewer, flood insurance and 24-hour guarded gate security. Clubhouse with social spaces, including a ballroom and catering kitchen, fitness centers with saunas, arts and crafts studio and library, rooms for cards, games, and billiards. Heated community pools and two spas, grill area, tennis and pickleball courts, waterfront trail within the community, fishing dock and marina (boat slip sold separately) Ideally situated close to beautiful Gulf Coast beaches such as Treasure Island, St. Pete Beach, and Sunset Beach. The home is conveniently located near shopping, dining, and medical facilities, ensuring all your needs are met. Don't miss this opportunity to live in a luxurious, active community with unparalleled views and amenities.