Welcome to The Settings of Black Mountain, this 0.23-acre lot is private, serene, and offers long-range winter mountain views underground electric, fiber optics internet service, city water, and city sewer. The community of the Settings in Black Mountain is a private gated community consisting of 278 privately owned lots on 370-acres and sits at an elevation between 2,500 ft and 3,750 ft. The community has 50 homes that are built or under construction. The community offers sidewalks, 2 miles of hiking/walking trails along meandering creeks, and a well-appointed clubhouse for social gatherings. The community has fire hydrants throughout the community and a 115-acre conservation preserve. This community is located within minutes of downtown Black Mountain which boasts an array of shops, boutiques, art galleries, antique stores, restaurants and breweries. Come build you home in this beautiful community close to area amenities and attractions, Lake Lure and Chimney Rock.
Property Details
Property Features
Listing Office:
Office Name: Keller Williams - Black Mtn.
Office Email: charmain@kw.com
Exterior Features
Exterior Information:
View: Other, Mountain(s)
Lot Features
Lot Information:
Lot Size: 0.23 Acres
Other
Directions Information:
Directions: Hwy 9 South to the Entrance of The Settings on the Right, go through gate turn Right onto Settings Blvd, Turn Right on Old Lafayette Lane, Turn Right onto Cottage Settings Lane, Property will be on Right diagonally across the street from house at 74 Cottage Settings Lane.
Price Information
Listing Price Info
Price Summary:
List Price: $45,900
HOA Fees:
Amount: $1300
Frequency: Annually
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Black Mountain, NC.
This property is $469.1K less than the Median Sold Price in Black Mountain, NC.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #3904790
Listing Office:
Office Name: Keller Williams - Black Mtn.
Office Email: charmain@kw.com
Listings courtesy of Canopy MLS as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$405
Per Month
Principal & Interest
$230
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$108
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$204
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
Black Mountain Primary School
301 E State St
Distance between this listing and this school1.55 miles
Public District Grades KG-3
5
/10
Black Mountain Elementary School
100 Flat Creek Rd
Distance between this listing and this school1.64 miles
Public District Grades 4-5
2
/10
Williams Elementary School
161 Bee Tree Rd
Distance between this listing and this school4.90 miles
Public District Grades KG-5
Nearby Schools
2
/10
Owen Middle School
730 Old US 70 Hwy
Distance between this listing and this school3.38 miles
Public District Grades 6-8
6
/10
Artspace Charter School
2030 US 70 Hwy
Distance between this listing and this school6.34 miles
Public Charter Grades KG-8
3
/10
Reynolds Middle School
2 Rocket Dr
Distance between this listing and this school9.71 miles
Public District Grades 6-8
Nearby Schools
8
/10
Owen High School
99 Lake Eden Rd
Distance between this listing and this school3.54 miles
Public District Grades 9-12
2
/10
Community High School
235 Old US 70 Hwy
Distance between this listing and this school4.97 miles
Public District Grades 9-12
7
/10
Reynolds High School
1 Rocket Dr
Distance between this listing and this school9.73 miles
The neighbors living near this home have an average income of $71,835. Most Black Mountain, NC residents have annual incomes between $35k-100k. Most families are single, no kids. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 75 Cottage Settings Ln Unit 276
What is the listing price of this property?
The listing price of 75 Cottage Settings Ln Unit 276 property is $45,900.
What type of property is this?
The property 75 Cottage Settings Ln Unit 276 is land located in Black Mountain, North Carolina, 28711.
Is this property for sale now?
Active Listing: 75 Cottage Settings Ln Unit 276 is For Sale (Active/New) which means the seller is accepting offers.
How much acreage is this property?
The property 75 Cottage Settings Ln Unit 276 is 0.23 acres.
Interested in 75 Cottage Settings Ln Unit 276? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 75 Cottage Settings Ln Unit 276 in Black Mountain, NC and zip code 28711. This home sits on a 0.23 acre lot. It has been listed on Rocket Homes since September 14, 2022 and is currently priced at $45,900.
While more than 0 listings in Black Mountain, NC in October 2024 were sold above asking price, there were more than 0 listings sold at asking price, and more than 7 were sold below. The inventory of homes for sale in Black Mountain, NC between September 2024 and October 2024 decreased by 3.9%. In October 2024, listings were on the market for 19 days. During the same period, the median list price in this real estate market was $515,000.
From Rocket Homes Real Estate and based on county public records data.