Location! Location! Don't Miss Out On This Tremendous Opportunity To Live In An Entertaining & Convenient Victorian Style 3 BR 2 Bath 2 Car Garage Home In The Heart Of Downtown Rumson. This Well Kept Home's Main Floor Offers An Inviting Foyer Adorned With Gorgeous Molding That Opens Into The Lavish Living & Devine Dining Rooms. Next Is The Functional Kitchen Offering A Breakfast Bar & Dining Area With Access To The Cozy Den/Family Room With Wood Burning Fireplace, Full Bath, & Outdoor Deck. The 2nd Floor Offers A Primary BR With 2 Closets, 2 Additional BR's & Attic Access For The Finished Bonus/Storage Room. Finally The Basement Offers Storage & Laundry Area. Enjoy The Rumson Lifestyle With Its Fine Schools, Restaurants, Land-River Recreation, NYC Ferry Service & Beaches All Nearby.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$5,807
Per Month
Principal & Interest
$5,740
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$3,514
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
Highlands Elementary School
360 Navesink Ave # 36
Distance between this listing and this school2.28 miles
Public District Grades PK-6
8
/10
Navesink Elementary School
151 Monmouth Ave
Distance between this listing and this school2.30 miles
Public District Grades KG-5
10
/10
Point Road School
357 Little Silver Point Rd
Distance between this listing and this school2.74 miles
Public District Grades PK-4
Nearby Schools
10
/10
Forrestdale School
60 Forrest Ave
Distance between this listing and this school0.31 miles
Public District Grades 4-8
9
/10
Knollwood School
224 Hance Rd
Distance between this listing and this school2.12 miles
Public District Grades 4-8
9
/10
Markham Place School
95 Markham Pl
Distance between this listing and this school3.01 miles
Public District Grades 5-8
Nearby Schools
9
/10
Rumson-Fair Haven Regional High School
74 Ridge Rd
Distance between this listing and this school0.39 miles
Public District Grades 9-12
4
/10
Henry Hudson Regional School
1 Grand Tour
Distance between this listing and this school1.91 miles
Public District Grades 7-12
5
/10
Red Bank Regional High School
101 Ridge Rd
Distance between this listing and this school2.24 miles
The neighbors living near this home have an average income of $107,065. Typical income of Rumson, NJ residents is between $35k-100k annually. Most families are married, with kids. The most common level of education of people living in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 76 Lafayette St
What is the listing price of this property?
The listing price of 76 Lafayette St property is $1,149,900.
What type of property is this?
The property 76 Lafayette St is a house located in Rumson, New Jersey, 07760.
Is this property for sale now?
Active Listing: 76 Lafayette St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $8,700 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 76 Lafayette St has 3 bedrooms and 2 bathrooms.
This home is located at 76 Lafayette St in Rumson, NJ and zip code 07760. This home sits on a 0.13 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since January 09, 2025 and is currently priced at $1,149,900.
In December 2024, from all listings sold in Rumson, NJ there were more than 2 sold above asking price, over 2 sold below and more than 1 were sold right at the asked price. The number of homes for sale in Rumson, NJ decreased by 18.4% between November 2024 and December 2024. While the average time on the market in December 2024 was 18 days, the median list price was $2,150,000.
From Rocket Homes Real Estate and based on county public records data.