Charming Two-Family Home - Ideal for First-Time Buyers or Investors! This income-producing two-family property offers a perfect opportunity for first-time homebuyers and savvy investors alike. Conveniently situated close to the turnpike, your daily commute will be a breeze. Key Features: - **Spacious Backyard**: Enjoy outdoor living and entertaining in the generous backyard. - **Finished Full Basement**: Additional living space or storage to suit your needs. - **On-Site Laundry**: Say goodbye to laundromat trips with your own laundry facilities. Don't miss out on this fantastic investment opportunity in a prime location. Act now to secure your future with this versatile and well-maintained property!
Property Details
Property Features
Property Information:
Architectural Style: Contemporary
Listing Office:
Office Name: ACCESS HOMES REALTY
Office Phone: (201) 766-2565
Interior Features
Interior Information:
Basement: Yes
Bedroom and Bathroom Information:
Full Bathrooms: 3
Total Bedroom Count: 4
Price Information
Listing Price Info
Price Summary:
List Price: $599,900
Tax Information:
Annual Amount: $4,159
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Jersey City, NJ.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$3,062
Per Month
Principal & Interest
$2,995
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,865
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
3
/10
Dr. Paul Rafalides School
362 Union St
Distance between this listing and this school0.27 miles
Public District Grades PK-5
5
/10
Empowerment Academy Charter School
240 Ege Ave
Distance between this listing and this school0.44 miles
Public Charter Grades KG-6
5
/10
Julia A. Barnes School
91 Astor Pl
Distance between this listing and this school0.51 miles
Public District Grades PK-5
Nearby Schools
6
/10
Learning Community Charter School
2495 John F Kennedy Blvd
Distance between this listing and this school0.26 miles
Public Charter Grades PK-8
1
/10
Chaplain Charles Watters School
220 Virginia Ave
Distance between this listing and this school0.37 miles
Public District Grades PK-8
4
/10
Joseph H. Brensinger Elementary School
600 Bergen Ave
Distance between this listing and this school0.41 miles
Public District Grades PK-8
Nearby Schools
1
/10
Abraham Lincoln High School
60 Crescent Ave
Distance between this listing and this school0.54 miles
Public District Grades 9-12
4
/10
Innovation High School
239 Bergen Ave
Distance between this listing and this school0.74 miles
Public District Grades 9-12
1
/10
Henry Snyder High School
239 Bergen Ave
Distance between this listing and this school0.74 miles
The neighbors living near this home have an average income of $72,396. Most Jersey City, NJ residents have annual incomes between $35k-100k. Residents typically live in single, no kids family. Most residents in this area have post secondary degree education.
This home is located at 764 Communipaw Ave in Jersey City, NJ and zip code 07304 in the West Side neighborhood. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since November 14, 2024 and is currently priced at $599,900.
Between September 2024 and October 2024, Jersey City, NJ real estate market has seen increase in the number of listings by 46.5%. While the average time on the market in October 2024 was 71 days, the median list price was $749,000.
From Rocket Homes Real Estate and based on county public records data.