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804 Federal St, Chattanooga, TN, 37405

$400,000

Home List Price

$4,750*

Closing Credit

2 Bedrooms
1 Full Bath
1,257 SqFt
$318/SqFt
House

Location

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804 Federal St, Chattanooga$400,000

Buyer Closing Credits

$4,750*

1.25% Loan Amount

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Property Highlights

Home TypeSingle Family Residence
ParkingOff Street
Year Built1950
HeatingCentral, Electric
CoolingCentral Air, Electric
BasementYes
MLS #1398832
Lot Size0.22 Acres
StatusActive

About 804 Federal St

Discover the perfect blend of urban convenience and cozy living at 804 Federal Street. This updated 2-bedroom, 1-bath home offers a prime location just moments from downtown Chattanooga, where the best of city living is right at your doorstep. Imagine walking to your favorite spots like Tremont Tavern for a casual evening, Il Primo for a cozy Italian meal, or exploring a variety of other nearby shops and restaurants—all within easy reach. Inside, the home features a spacious, thoughtfully designed floor plan that maximizes comfort and functionality. The living spaces have been updated, offering a fresh and modern feel while maintaining the home's charm. Both bedrooms are generously sized, and the bright, airy atmosphere flows seamlessly throughout. The kitchen comes equipped with a washer, dryer, and fridge, ensuring a move-in-ready experience with everything you need. One of the standout features of this home is the unfinished attic—a blank slate awaiting your personal touch. Whether you're envisioning a home office, a creative studio, or additional living space, the possibilities are endless. This added potential makes the home perfect for future growth, whether you're a first-time buyer or looking to downsize while maintaining flexibility. With its unbeatable location, you'll enjoy the best of both worlds: a quiet, inviting home in a vibrant neighborhood. Enjoy a morning coffee on your front porch, then head out for a day in the city without ever needing to get in your car. Whether it's dining, shopping, or enjoying the local parks, everything you need is within walking distance. Don't miss this opportunity to make 804 Federal Street your new home, combining modern living with the timeless appeal of its unbeatable location!

Property Details

Property Features

Property Information:

  • Year Built: 1950
  • Living Area: 1,257 SqFt

Listing Office:

  • Office Name: Keller Williams Realty
  • Office Phone: (423) 664-1900

Interior Features

Interior Information:

  • Appliances: Electric Range, Electric Water Heater, Disposal, Dishwasher
  • Basement: Yes
  • Flooring Type: Hardwood, Tile
  • Interior: Open Floorplan, Pantry, Tub/shower Combo

Bedroom and Bathroom Information:

  • Full Bathrooms: 1
  • Total Bedroom Count: 2

Exterior Features

Exterior Information:

  • Exterior: Other, Deck, Patio, Porch

Parking Information:

  • Attached Garage: No
  • Parking: Off Street

Lot Features

Lot Information:

  • Lot: Level
  • Lot Size: 0.22 Acres

Utilities

Utilities Information:

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

School Info

Assigned Schools Information:

  • Chattanooga School for The Arts and Science Upper School, Public District Grades 6-12
  • Red Bank High School, Public District Grades 9-12
  • Hamilton County Middle College High School At Chattanooga S, Public District Grades 10-12
  • Normal Park Museum Magnet School, Public Magnet Grades PK-8

Other

Directions Information:

  • Directions: From downtown, North on Market St., turn right on W. Mississippi Ave., left on Federal St. Home on the right, just 2-blocks from Normal Park Upper School.

Price Information

Listing Price Info

Price Summary:

  • List Price: $400,000
  • Price Per SqFt: $318/SqFt

Tax Information:

  • Annual Amount: $1,073
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Chattanooga, TN.

Med. Sold Price

$325K

Med. Price/SqFt

$198

Avg. Days On Market

42

# of Sold Homes

304

804 Federal St vs Chattanooga

1 DAY ON ROCKET

-41 Days

$400,000

+$74.9K More

$318/SqFt

+$119 More

KEY TAKEAWAY

This property is $74.9K more than the Median Sold Price and $119/SqFt more than other homes in Chattanooga, TN.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: Greater Chattanooga REALTORS®
  • MLS Number: #1398832

Listing Office:

  • Office Name: Keller Williams Realty
  • Office Phone: (423) 664-1900

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (“IDX”) program of the Greater Chattanooga Association of Realtors®. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Copyright© 2024 Greater Chattanooga Association of REALTORS®.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 9/20/2024, 11:20:57 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Listing History

Nov 05, 2020Home Sold
$183,000

Tax History

YEARPROP. TAXASSESSMENT
2020$1,073$40,425
2019$1,117$40,425
2017$1,118$40,425

History based on county public records data.

Payment Calculator

$2,064

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,266

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Middle School

school-card-donut-175300
6
/10
  • Normal Park Museum Magnet School

  • 1219 W Mississippi Ave

  • 0.28 miles

  • Public Magnet Grades PK-8

High School

school-card-donut-175301
7
/10
  • Chattanooga School for The Arts and Science Upper School

  • 865 E 3rd St

  • 1.64 miles

  • Public District Grades 6-12

school-card-donut-175302
4
/10
  • Red Bank High School

  • 640 Morrison Springs Rd

  • 3.44 miles

  • Public District Grades 9-12

school-card-donut-175303
9
/10
  • Hamilton County Middle College High School At Chattanooga S

  • 4501 Amnicola Hwy

  • 3.90 miles

  • Public District Grades 10-12

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $72,185. The most common annual income of people living in Chattanooga, TN is between $35k-100k. Residents typically live in single, no kids family. The majority of residents in this area have post secondary degree education.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 804 Federal St

What is the listing price of this property?

The listing price of 804 Federal St property is $400,000.

What type of property is this?

The property 804 Federal St is a house located in Chattanooga, Tennessee, 37405.

Is this property for sale now?

Active Listing: 804 Federal St is For Sale (Active/New) which means the seller is accepting offers.

What are the assigned schools for this property?

The assigned schools for 804 Federal St are:
Normal Park Museum Magnet School: GreatSchools Rating 6/10
Chattanooga School for The Arts and Science Upper School: GreatSchools Rating 7/10
Red Bank High School: GreatSchools Rating 4/10
Hamilton County Middle College High School At Chattanooga S: GreatSchools Rating 9/10

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $1,073 (source: MLS/based on county public records data).

When was this property sold last time and for how much?

The last sale was on November 5, 2020 for $183,000. (source: MLS/tax record).

How many bedrooms and bathrooms does this property have?

The property at 804 Federal St has 2 bedrooms and 1 bathroom.

What is the square footage of this property?

The property 804 Federal St is 1,257 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 804 Federal St is 1950.

Rocket HomesTennesseeHamilton CountyChattanooga37405804 Federal St

This home is located at 804 Federal St in Chattanooga, TN and zip code 37405 in the Riverview / Stuart Heights neighborhood. This 1,257 square foot home, which was built in 1950, sits on a 0.22 acre lot. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since September 19, 2024 and is currently priced at $400,000.

In August 2024 more than 63 listings in Chattanooga, TN were sold above the asking price. During the same period more than 98 listings were sold at asking price, while more than 142 were sold below. Between July 2024 and August 2024, Chattanooga, TN real estate market has seen increase in the number of listings by 10.2%. While the average time on the market in August 2024 was 42 days, the median list price was $325,088.

From Rocket Homes Real Estate and based on county public records data.

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