805 S St, Urbana, IA, 52345

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

805 S St, Urbana$239,900

Buyer Closing Credits

$2,849^*

1.25% Loan Amount

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingAttached, Garage, Heated Garage, Garage Door Opener

Garage3 spaces

Year Built1978

HeatingForced Air, Natural Gas

CoolingCentral Air

BasementYes

FireplaceInsert, Family Room, Gas

MLS #2406908

Lot Size0.23 Acres

StatusActive

About 805 S St

Nice ranch in Urbana all ready for its new owner!! Enjoy new carpet throughout and also fresh paint throughout! Nice kitchen with a sliding door to a freshly stained back deck, kitchen/dining combo, good size living room, 3 bedrooms on the main plus a full bathroom. All appliances included. Lots of finish in the lower level with a family room complete with a corner gas fireplace and also a wet bar. Non-conforming bedroom/workout/kids play space as well. Don’t forget the 3-car attached and heated garage! Plus the storage shed in the fenced yard! Nice, corner lot, great area of town. Easy commute to either Cedar Rapids or W’loo areas! Check it out today! The seller is also offering a home warranty to a buyer!!

View More

Property Details

Property Features

Property Information:

• Architectural Style: Ranch
• Year Built: 1978
• Living Area: 1,842 SqFt

Listing Office:

• Office Name: IOWA REALTY
• Office Phone: (319) 393-4900
• Listing Agent: Melissa Lennie

Interior Features

Interior Information:

• Appliances: Dryer, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Range Hood, Water Softener, Washer
• Basement: Yes
• Interior: Kitchen/Dining Combo, Main Level Primary
• Fireplace: Insert, Family Room, Gas

Bedroom and Bathroom Information:

• Full Bathrooms: 2
• Total Bedroom Count: 3

Exterior Features

Exterior Information:

• Exterior: Fence

Parking Information:

• Garage Space: 3 spaces
• Parking: Attached, Garage, Heated Garage, Garage Door Opener

Virtual/3D Tour

• Virtual Tour: 805 S St

Virtual Tour

Lot Features

Lot Information:

• Lot Size: 0.23 Acres

Utilities

Utilities Information:

• Heating: Forced Air, Natural Gas
• Cooling: Central Air

School Info

Assigned Schools Information:

• Center Point-Urbana High School, Public District Grades 9-12
• Center Point-Urbana Middle School, Public District Grades 6-8
• Center Point-Urbana Intermediate School, Public District Grades 3-5

Price Information

Listing Price Info

Price Summary:

• List Price: $239,900
• Price Per SqFt: $130/SqFt

Tax Information:

• Annual Amount: $3,408
• Tax Year: 2021

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

MLS Details

MLS Information:

• MLS Name: CDR
• MLS Number: #2406908

Listing Office:

• Office Name: IOWA REALTY
• Office Phone: (319) 393-4900
• Listing Agent: Melissa Lennie

Provided Courtesy Of Cedar Rapids Area Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information Is Believed To Be Accurate But Not Guaranteed.
Copyright 2024 Cedar Rapids Area Association of REALTORS®. All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 11/5/2024, 1:20:48 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Listing History

DATE	EVENT	PRICE
Feb 20, 2013	Feb 20, 2013Home Sold	$145,000
May 12, 2008	May 12, 2008Home Sold	$131,000

Tax History

YEAR	PROP. TAX	ASSESSMENT
2021	$3,408	$167,500
2020	$3,290	$163,100
2018	$3,014	$146,400
2017	$2,932	$146,400

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,265

Per Month

Principal & Interest

$1,198

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$786

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Iowa›Benton County›Urbana›52345›805 S St

This home is located at 805 S St in Urbana, IA and zip code 52345. This 1,842 square foot home, which was built in 1978, sits on a 0.23 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since October 03, 2024 and is currently priced at $239,900.

Over 1 listings were sold over their listed price in October 2024 in Benton County, IA. In the same period over 16 listings were sold below the listed price and 4 listings were sold for the listed price. The inventory of homes for sale in Benton County, IA between September 2024 and October 2024 increased by 3.1%. While the average time on the market in October 2024 was 36 days, the median list price was $183,500.

From Rocket Homes Real Estate and based on county public records data.