Located in a gated community near Lake Tillery. With .42 acres, you have plenty of space to create your ideal retreat. The amenities of Carolina Forest and the proximity to the lake add even more appeal. Whether you're envisioning a cozy cabin or a spacious vacation home, it seems like the perfect canvas for your dream getaway!
Property Details
Property Features
Listing Office:
Office Name: Keller Williams Ballantyne Area
School Info
Assigned Schools Information:
West Montgomery High School, Public District Grades 9-12
West Middle School, Public District Grades 6-8
Mount Gilead Elementary School, Public District Grades PK-5
Price Information
Listing Price Info
Price Summary:
List Price: $27,777
Tax Information:
Annual Amount: $39
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
This property is $205.2K less than the Median Sold Price in Troy, NC.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #4094750
Listing Office:
Office Name: Keller Williams Ballantyne Area
Listings courtesy of Canopy MLS as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$206
Per Month
Principal & Interest
$139
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$150
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
6
/10
Mount Gilead Elementary School
100 S School St
Distance between this listing and this school10.89 miles
Public District Grades PK-5
Middle School
4
/10
West Middle School
129 Nc Highway 109 S
Distance between this listing and this school6.76 miles
Public District Grades 6-8
High School
4
/10
West Montgomery High School
147 Warrior Rd
Distance between this listing and this school6.96 miles
Public District Grades 9-12
Assigned Schools
6
/10
Mount Gilead Elementary School
100 S School St
Distance between this listing and this school10.89 miles
Public District Grades PK-5
Nearby Schools
8
/10
Badin Elementary School
47 Henderson St
Distance between this listing and this school4.49 miles
Public District Grades KG-5
3
/10
East Albemarle Elementary School
1813 E Main St
Distance between this listing and this school6.96 miles
Public District Grades KG-5
Assigned Schools
4
/10
West Middle School
129 Nc Highway 109 S
Distance between this listing and this school6.76 miles
Public District Grades 6-8
Nearby Schools
3
/10
Albemarle Middle School
1811 Badin Rd
Distance between this listing and this school6.95 miles
Public District Grades 6-8
2
/10
North Stanly Middle School
36605 Old Salisbury Rd
Distance between this listing and this school10.93 miles
Public District Grades 6-8
Assigned Schools
4
/10
West Montgomery High School
147 Warrior Rd
Distance between this listing and this school6.96 miles
Public District Grades 9-12
Nearby Schools
2
/10
Albemarle High School
311 Park Ridge Rd
Distance between this listing and this school8.25 miles
Public District Grades 9-12
6
/10
Montgomery Learning Academy
310 S Main St
Distance between this listing and this school8.65 miles
The neighbors living near this home have an average income of $83,131. Most Troy, NC residents have annual incomes between $35k-100k. The majority of families are married, no kids. The most common level of education of people living in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 816 Island Creek Dr
What is the listing price of this property?
The listing price of 816 Island Creek Dr property is $27,777.
What type of property is this?
The property 816 Island Creek Dr is land located in Troy, North Carolina, 27371.
Is this property for sale now?
Active Listing: 816 Island Creek Dr is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 816 Island Creek Dr are: Mount Gilead Elementary School: GreatSchools Rating 6/10West Middle School: GreatSchools Rating 4/10West Montgomery High School: GreatSchools Rating 4/10
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $39 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 816 Island Creek Dr in Troy, NC and zip code 27371. It has been listed on Rocket Homes since February 09, 2024 and is currently priced at $27,777.
In October 2024 more than 0 listings in Troy, NC were sold above the asking price. During the same period more than 0 listings were sold at asking price, while more than 6 were sold below. The number of homes for sale in Troy, NC increased by 8% between September 2024 and October 2024. Listings spent 54 days on the market in October 2024, and had a median list price of $233,000 during the same period.
From Rocket Homes Real Estate and based on county public records data.
Listings courtesy of Canopy MLS as distributed by MLS GRID.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. 
NASCAR
NASCAR
Hunting
Pro Wrestling
Dollar General
Wal-Mart
Bass Pro Shops
Hardee's
Jimmy Johns
Applebees
GMC
Ram
Chevrolet
Classic Country
New Country
Oldies