Cozy Cabin Bordering USFS with Toccoa River Access! Discover your perfect mountain retreat with this charming cabin located on the border of the US Forest Service (USFS) land.Nestled in the heart of nature, this cozy cabin offers access to the Toccoa River and nearby fishing lakes, providing an unparalleled outdoor experience. 2 spacious bedrooms, including a luxurious king ensuite on the terrace level. 3 full bathrooms, designed for comfort & convenience. Open-concept living area with a rustic yet modern aesthetic, featuring a gas log fireplace & large windows that flood the space with natural light. Fully equipped kitchen with modern appliances, & ample storage.King ensuite with private bathroom & direct access to an outdoor terrace, perfect for morning coffee or evening hot tub relaxation. Prime access to the Toccoa River & nearby fishing lakes, renowned for trout fishing as well as nearby Sandy Bottoms canoe launch/take out.Adjacent to USFS land, offering miles of trails & breathtaking scenery. Situated in a peaceful and private setting, this cabin provides the perfect blend of seclusion and convenience. It is within a short drive to the charming town of Blue Ridge, GA, where you can find local shops, restaurants, and community events.This cabin offers a unique opportunity to own a piece of paradise with modern comforts & endless outdoor adventures. Don't miss out on making this your new home or vacation retreat!
Property Details
Property Features
Property Information:
Architectural Style: Cabin, Country/Rustic
Year Built: 2005
Stories: 3
Living Area: 1,680 SqFt
Listing Office:
Office Name: Nathan Fitts & Team
Office Phone: (706) 632-3000
Interior Features
Interior Information:
Appliances: Refrigerator, Range, Microwave, Dishwasher, Washer, Dryer, Electric Water Heater
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,543
Per Month
Principal & Interest
$2,476
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,554
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
East Fannin Elementary School
1 Elementary Cir
Distance between this listing and this school7.72 miles
Public District Grades KG-5
4
/10
Blue Ridge Elementary School
224 E Highland St
Distance between this listing and this school8.59 miles
Public District Grades PK-5
4
/10
West Fannin Elementary School
5060 Blue Ridge Dr
Distance between this listing and this school13.43 miles
Public District Grades KG-5
Nearby Schools
6
/10
Fannin County Middle School
4560 Old Highway 76
Distance between this listing and this school7.94 miles
Public District Grades 6-8
6
/10
Clear Creek Middle School
346 Clear Creek School Dr
Distance between this listing and this school16.55 miles
Public District Grades 6-8
5
/10
Ranger Elementary & Middle School
101 Hardy Truett Rd
Distance between this listing and this school17.21 miles
Public District Grades PK-8
Nearby Schools
5
/10
Fannin County High School
360 Rebels Cir
Distance between this listing and this school7.84 miles
Public District Grades 9-12
5
/10
Gilmer High School
408 Bobcat Trl
Distance between this listing and this school16.39 miles
Public District Grades 9-12
7
/10
Union County High School
153 Panther Cir
Distance between this listing and this school18.00 miles
The neighbors living near this home have an average income of $26,444. Most Blue Ridge, GA residents have annual incomes less than $35k. Typical family type is married, no kids. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 850 Mountain Lake Cir
What is the listing price of this property?
The listing price of 850 Mountain Lake Cir property is $496,000.
What type of property is this?
The property 850 Mountain Lake Cir is a house located in Blue Ridge, Georgia, 30513.
Is this property for sale now?
Active Listing: 850 Mountain Lake Cir is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $760 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on January 22, 2015 for $162,500. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 850 Mountain Lake Cir has 2 bedrooms and 3 bathrooms.
What is the square footage of this property?
The property 850 Mountain Lake Cir is 1,680 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 850 Mountain Lake Cir is 2005.
This home is located at 850 Mountain Lake Cir in Blue Ridge, GA and zip code 30513. This 1,680 square foot home, which was built in 2005, sits on a 0.39 acre lot. Features: 2 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since May 16, 2024 and is currently priced at $496,000.
In October 2024 more than 3 listings in Blue Ridge, GA were sold above the asking price. During the same period more than 4 listings were sold at asking price, while more than 21 were sold below. The inventory of homes for sale in Blue Ridge, GA between September 2024 and October 2024 increased by 17.9%. While the average time on the market in October 2024 was 78 days, the median list price was $603,333.
From Rocket Homes Real Estate and based on county public records data.