855 Vista River Lane, Morris Chapel, TN, 38361

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

855 Vista River Lane, Morris Chapel$99,900

Buyer Closing Credits

$1,186^*

1.25% Loan Amount

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingOther (See REMARKS), Carport

Year Built2006

HeatingCentral

CoolingCentral Air

BasementYes

WaterfrontWaterfront

ViewWater

MLS #10060006

StatusActive

About 855 Vista River Lane

Waterview Cabin! One bedroom and full basement plumbed for a kitchen. Handicapped bath, open floor plan, all yellow pine ceiling and floors. Home has all kitchen appliances. Great location, River view, and a private boat ramp for homeowners. Beautiful deck with a great view of the river. Fruit trees on a large lot. Metal elevator for easy unloading of groceries! Minutes to town. FEMA report available.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Traditional
• Year Built: 2006
• Stories: 1

Listing Office:

• Office Name: Weichert, REALTORS - Crunk Rea

Interior Features

Interior Information:

• Appliances: Dishwasher, Range, Oven, Refrigerator
• Basement: Yes
• Flooring Type: Part Carpet, Part Hardwood
• Interior: Elevator

Bedroom and Bathroom Information:

• Full Bathrooms: 1
• Total Bedroom Count: 1

Exterior Features

Exterior Information:

• Waterfront: Waterfront
• View: Water
• Exterior: Deck

Parking Information:

• Parking: Other (See REMARKS), Carport

Lot Features

Lot Information:

• Lot: Few Trees, Views

Utilities

Utilities Information:

• Heating: Central
• Cooling: Central Air

Other

Directions Information:

• Directions: Hwy 64W, right on Coffee Landing, right on Glendale, right on Vista River. See sign

Price Information

Listing Price Info

Price Summary:

• List Price: $99,900

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

MLS Details

MLS Information:

• MLS Number: #10060006

Listing Office:

• Office Name: Weichert, REALTORS - Crunk Rea

Copyright© 2024 Memphis Area Association of REALTORS. The information provided is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties that the consumer may be interested in purchasing. Information deemed reliable, but is not guaranteed accurate. Some or all of the listings displayed may not belong to the firm whose web site is being visited.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/17/2024, 8:20:55 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

We're sorry, we currently don't have sales or tax history data for this listing.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$566

Per Month

Principal & Interest

$499

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$366

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Tennessee›Hardin County›Morris Chapel›38361›855 Vista River Lane

This home is located at 855 Vista River Lane in Morris Chapel, TN and zip code 38361. This home was built in 2006. Features: 1 bedroom, 1 bathroom. It has been listed on Rocket Homes since December 17, 2020 and is currently priced at $99,900.

In November 2024, from all listings sold in Hardin County, TN there were more than 3 sold above asking price, over 17 sold below and more than 1 were sold right at the asked price. The number of homes for sale in Hardin County, TN decreased by 3.8% between October 2024 and November 2024. The median list price of listings available in November 2024 was $287,000, while the average time on the real estate market was 9 days.

From Rocket Homes Real Estate and based on county public records data.