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8610 Surf Dr Unit 201, Panama City Beach, FL, 32408

$450,000

Home List Price

$5,344*

Closing Credit

2 Bedrooms
2 Full Baths
1,256 SqFt
$358/SqFt
Condo

Location

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8610 Surf Dr Unit 201, Panama City$450,000

Buyer Closing Credits

$5,344*

1.25% Loan Amount

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Property Highlights

Home TypeCondominium
Year Built1986
HeatingCentral, Electric
CoolingCentral Air, Ceiling Fan(s), Electric
WaterfrontGulf
ViewGulf
MLS #745881
StatusActive

About 8610 Surf Dr Unit 201

PRICED TO SELL! Discover your Gulf-Front Paradise in this spacious condo that SLEEPS 8! This 2 bedroom, 2 bath condo in Panama City Beach is the perfect beach retreat you've been dreaming of. Located in the low density, 30-unit complex of Whispering Seas, you'll be escaping the crowds and be steps away from sinking your toes into the warm, sugary sands of the Gulf of Mexico. At a spacious 1,256 square feet, this condo is a great value compared to other properties in the area. It is impressively furnished to comfortably sleep 8 guests, making it an ideal vacation rental investment property. The layout and size of this condo rival that of a three-bedroom unit, providing plenty of space for everyone to relax and enjoy.This fully furnished condo exudes coastal vibes with its beachy decor and has been freshly painted. The living room is a perfect place to unwind after a day in the sun and features breathtaking Gulf views and a sleeper sofa to accommodate guests. There is a fully equipped kitchen with a breakfast bar, dining area, and full-sized washer/dryer. The two bedrooms are both generously sized with a king bed in the master suite and two queens in the second bedroom. Step out onto the balcony, where you can sip your morning coffee or enjoy an evening cocktail while taking in the views of the Gulf of Mexico and stunning sunsets.In addition to its prime Gulf Front location, Whispering Seas offers amenities for both residents and guests to enjoy. Take a refreshing dip in the beachfront community pool, lounge in the sun or grill-out on the Gulf-Front Terrace or take a leisurely stroll along the pristine white sands.Don't miss out on this incredible opportunity to own a beachfront condo in Panama City Beach at a great value. Whether you're looking for a vacation home, an investment property, or both, this condo offers it all. Live the beach life you've always dreamed of - schedule your private showing today!

Property Details

Property Features

Property Information:

  • Architectural Style: Mid Rise
  • Year Built: 1986
  • Living Area: 1,256 SqFt

Listing Office:

  • Office Name: Re/Max By The Sea

Interior Features

Interior Information:

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Water Heater, Disposal, Microwave, Refrigerator, Washer
  • Interior: Breakfast Bar

Bedroom and Bathroom Information:

  • Full Bathrooms: 2
  • Total Bedroom Count: 2

Exterior Features

Exterior Information:

  • Waterfront: Gulf
  • View: Gulf
  • Exterior: Built-in Barbecue, Balcony, Pool

Utilities

Utilities Information:

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fan(s), Electric

Other

Directions Information:

  • Directions: South on Joan Avenue, continue across Thomas Drive to Surf Drive. Whispering Seas will be on the right directly on the Gulf of Mexico. Unit is located on the left end of the second floor.

Price Information

Listing Price Info

Price Summary:

  • List Price: $450,000
  • Price Per SqFt: $358/SqFt

HOA Fees:

  • Amount: $3778
  • Frequency: Quarterly

Tax Information:

  • Annual Amount: $2,826
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Panama City, FL.

Med. Sold Price

$339.2K

Med. Price/SqFt

$201

Avg. Days On Market

79

# of Sold Homes

166

8610 Surf Dr Unit 201 vs Panama City

480 DAYS ON ROCKET

+401 Days

$450,000

+$110.7K More

$358/SqFt

+$157 More

KEY TAKEAWAY

This property is $110.7K more than the Median Sold Price and $157/SqFt more than other homes in Panama City, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: BCAR
  • MLS Number: #745881

Listing Office:

  • Office Name: Re/Max By The Sea

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2024 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/22/2024, 8:20:59 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Tax History

YEARPROP. TAXASSESSMENT
2020$2,826$276,250
2018$2,236$151,710
2017$2,058$182,120

History based on county public records data.

Payment Calculator

$3,572

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,416

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-931746
7
/10
  • Patronis Elementary School

  • 7400 Patronis Dr

  • 1.50 miles

  • Public District Grades KG-5

school-card-donut-931747
5
/10
  • Hutchison Beach Elementary School

  • 12900 Hutchison Blvd

  • 3.71 miles

  • Public District Grades KG-5

school-card-donut-931748
3
/10
  • Lucille Moore Elementary School

  • 1900 Michigan Ave

  • 5.03 miles

  • Public District Grades PK-5

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $73,465. Typical income of Panama City, FL residents is between $35k-100k annually. Residents typically live in single, no kids family. Most residents in this area have post secondary degree education.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 8610 Surf Dr Unit 201

What is the listing price of this property?

The listing price of 8610 Surf Dr Unit 201 property is $450,000.

What type of property is this?

The property 8610 Surf Dr Unit 201 is a condo located in Panama City Beach, Florida, 32408.

Is this property for sale now?

Active Listing: 8610 Surf Dr Unit 201 is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $2,826 (source: MLS/based on county public records data).

How many bedrooms and bathrooms does this property have?

The property at 8610 Surf Dr Unit 201 has 2 bedrooms and 2 bathrooms.

What is the square footage of this property?

The property 8610 Surf Dr Unit 201 is 1,256 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 8610 Surf Dr Unit 201 is 1986.

Rocket HomesFloridaBay CountyPanama City324088610 Surf Dr Unit 201

This home is located at 8610 Surf Dr Unit 201 in Panama City Beach, FL and zip code 32408 in the Bel Air neighborhood. This 1,256 square foot home was built in 1986. Features: 2 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since August 29, 2023 and is currently priced at $450,000.

In November 2024 more than 13 listings in Panama City, FL were sold above the asking price. During the same period more than 33 listings were sold at asking price, while more than 120 were sold below. The number of homes for sale in Panama City, FL decreased by 3.9% between October 2024 and November 2024. Listings spent 79 days on the market in November 2024, and had a median list price of $339,223 during the same period.

From Rocket Homes Real Estate and based on county public records data.

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