2 months on rocket

8610 Surf Dr Unit 206, Panama City Beach, FL, 32408

$430,000

Home List Price

$5,106*

Closing Credit

2 Bedrooms
2 Full Baths
1,000 SqFt
$430/SqFt
Condo

Location

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8610 Surf Dr Unit 206, Panama City$430,000

Buyer Closing Credits

$5,106*

1.25% Loan Amount

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Property Highlights

Home TypeCondominium
Year Built1987
HeatingCentral
CoolingCeiling Fan(s), Central Air
WaterfrontGulf
ViewGulf
MLS #961596
StatusActive

About 8610 Surf Dr Unit 206

***OPEN HOUSE - Friday, Oct 25, 1-3pm*** Invest in your future at Whispering Seas 206, an exceptional, updated condo that has consistently generated IMPRESSIVE rental income. This Gulf-front 2bd/2ba unit boasts a PROVEN track record; earning $46k in 2024, $38k in 2023 (lower due to owner usage), and $48k in 2022. Comfortably sleeping 8 guests, the condo features a king bed in the primary bedroom with STUNNING Gulf views, a queen bed plus bunk bed in the guest bedroom, and a sleeper sofa in the living room. With renovated kitchen and baths, in-unit washer/dryer, and stylish coastal decor, Whispering Seas 206 comes fully rental-ready and the option to keep it on the same rental program for easy transition. The well-equipped kitchen allows residents and guests to prepare meals with ease, the open living area provides ample seating, and the Gulf-front balcony offers the perfect spot for morning coffee or evening relaxation. Recent upgrades to the unit include a newer HVAC and water heater, hurricane glass sliding doors being installed, and refreshed furnishings throughout. The complex itself has also seen recent upgrades and improvements to the Gulf-front pool, grilling gazebo, parking lot, and building exterior. With the Condominium Milestone Report done, Structural Integrity Reserve Study completed, reasonable HOA fees, and no pending assessments, this turnkey property offers peace of mind for residents and investors alike. Situated in a low-rise complex with only 30 units, Whispering Seas 206 offers a more calm, serene beach experience. The proximity and ease of getting from the parking lot to the condo to the beach itself is rare. Additionally, its prime location puts you within minutes to a plethora of shopping, dining, and entertainment options in East PCB, including a nearby Walmart for convenient essentials. Pier Park is less than 7 miles west and St Andrews State Park is less than 4 miles east. Dont miss this opportunity to own a piece of Panama City Beach paradise. Whether youre looking for a vacation home or a lucrative investment, Whispering Seas 206 delivers the perfect blend of comfort, style, and rental potential. Schedule your private showing today and start enjoying the beach life youve always dreamed of!

Property Details

Property Features

Property Information:

  • Architectural Style: N/A
  • Year Built: 1987
  • Living Area: 1,000 SqFt

Listing Office:

  • Office Name: Coldwell Banker Realty
  • Office Email: denis.mckinnon@cbrealty.com
  • Listing Agent: Courtney Pantalena

Interior Features

Interior Information:

  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Electric Oven, Washer

Bedroom and Bathroom Information:

  • Full Bathrooms: 2
  • Total Bedroom Count: 2

Exterior Features

Exterior Information:

  • Private Pool: No
  • Waterfront: Gulf
  • View: Gulf
  • Exterior: Balcony, BBQ Pit/Grill, Pavillion/Gazebo, Pool - In-Ground

Utilities

Utilities Information:

  • Heating: Central
  • Cooling: Ceiling Fan(s), Central Air

Other

Directions Information:

  • Directions: From the Hathaway Bridge travel West on US Highway 98 to Joan Avenue. Turn left on Joan Ave, continue straight to Thomas Drive, right onto Surf Drive. Whispering Seas will be on your right.

Price Information

Listing Price Info

Price Summary:

  • List Price: $430,000
  • Price Per SqFt: $430/SqFt

HOA Fees:

  • Amount: $3002
  • Frequency: Quarterly

Tax Information:

  • Annual Amount: $2,780
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Panama City, FL.

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Panama City, FL

City

Med. Sold Price

$339.2K

Med. Price/SqFt

$201

Avg. Days On Market

79

# of Sold Homes

166

8610 Surf Dr Unit 206 vs Panama City

60 DAYS ON ROCKET

-19 Days

$430,000

+$90.7K More

$430/SqFt

+$229 More

KEY TAKEAWAY

This property is $90.7K more than the Median Sold Price and $229/SqFt more than other homes in Panama City, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: Emerald Coast Association of REALTORS®
  • MLS Number: #961596

Listing Office:

  • Office Name: Coldwell Banker Realty
  • Office Email: denis.mckinnon@cbrealty.com
  • Listing Agent: Courtney Pantalena

IDX Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2024. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/22/2024, 8:21:07 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Tax History

YEARPROP. TAXASSESSMENT
2020$2,780$225,250
2018$2,380$187,000
2017$1,746$160,650

History based on county public records data.

Payment Calculator

$3,214

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,356

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-926327
7
/10

  • Patronis Elementary School

  • 7400 Patronis Dr

  • 1.50 miles

  • Public District Grades KG-5

school-card-donut-926328
5
/10

  • Hutchison Beach Elementary School

  • 12900 Hutchison Blvd

  • 3.71 miles

  • Public District Grades KG-5

school-card-donut-926329
3
/10

  • Lucille Moore Elementary School

  • 1900 Michigan Ave

  • 5.03 miles

  • Public District Grades PK-5

All data from GreatSchools

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $73,465. The most common annual income of people living in Panama City, FL is between $35k-100k. Most families are single, no kids. Most residents in this area have post secondary degree education.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 8610 Surf Dr Unit 206

What is the listing price of this property?

The listing price of 8610 Surf Dr Unit 206 property is $430,000.

What type of property is this?

The property 8610 Surf Dr Unit 206 is a condo located in Panama City Beach, Florida, 32408.

Is this property for sale now?

Active Listing: 8610 Surf Dr Unit 206 is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $2,780 (source: MLS/based on county public records data).

How many bedrooms and bathrooms does this property have?

The property at 8610 Surf Dr Unit 206 has 2 bedrooms and 2 bathrooms.

What is the square footage of this property?

The property 8610 Surf Dr Unit 206 is 1,000 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 8610 Surf Dr Unit 206 is 1987.

Rocket Homes›Florida›Bay County›Panama City›32408›8610 Surf Dr Unit 206

This home is located at 8610 Surf Dr Unit 206 in Panama City Beach, FL and zip code 32408 in the Bel Air neighborhood. This 1,000 square foot home was built in 1987. Features: 2 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since October 23, 2024 and is currently priced at $430,000.

Panama City, FL housing market in November 2024 saw over 13 listings sold above listed price, more than 33 sold at listed price and over 120 sold below. The inventory of homes for sale in Panama City, FL between October 2024 and November 2024 decreased by 3.9%. In November 2024 median list price was $339,223 and the average listing age was 79 days.

From Rocket Homes Real Estate and based on county public records data.

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