REDUCED $200,000.00 Best price on the Lagoon. Best boast house AND HAS A SEA WALL! Welcome to Paradise.This Mediterranean style home sits on a huge lot with a pool out your back door. There is a covered boat dock with a lift for your boat for trips to Shell Island and the Gulf Mexico Lots of privacy for you and your family, as well as for entertaining. 75 feet of water are on the Lagoon for your enjoyment. There are 4 Bedrooms upstairs, plus an office. Downstairs there is a master as well as a master upstairs. The view of the Lagoon from this home is absolutely the best. Beautiful tile flooring through out and balconies upstairs to sit on and relax and enjoy the views. Check out this amazing covered boat dock with a lift.All measurements to be verified by buyer.
Property Details
Property Features
Property Information:
Year Built: 1997
Living Area: 3,469 SqFt
Listing Office:
Office Name: Coastal Property Services, Inc
Interior Features
Interior Information:
Appliances: Double Oven, Dishwasher, Electric Cooktop, Electric Water Heater, Disposal, Microwave, Refrigerator
Interior: High Ceilings, Kitchen Island, New Paint, Utility Room
Directions: From North Lagoon Drive head east and past Laurie on the left. House is 3rd house on the right. From Thomas Drive turn onto N Lagoon. Travel to Laurie on the right. 3 houses before you get to Laurie.
Price Information
Listing Price Info
Price Summary:
List Price: $1,295,000
Price Per SqFt: $373/SqFt
Tax Information:
Annual Amount: $6,339
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Panama City, FL.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$6,531
Per Month
Principal & Interest
$6,464
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$3,949
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
Patronis Elementary School
7400 Patronis Dr
Distance between this listing and this school1.10 miles
Public District Grades KG-5
5
/10
Hutchison Beach Elementary School
12900 Hutchison Blvd
Distance between this listing and this school3.94 miles
Public District Grades KG-5
3
/10
Lucille Moore Elementary School
1900 Michigan Ave
Distance between this listing and this school4.62 miles
Public District Grades PK-5
Nearby Schools
7
/10
Breakfast Point Academy
601 N Richard Jackson Blvd
Distance between this listing and this school2.86 miles
Public District Grades KG-8
6
/10
Surfside Middle School
300 Nautilus St
Distance between this listing and this school5.05 miles
Public District Grades 6-8
10
/10
University Academy Sabl Inc
1980 Discovery Loop
Distance between this listing and this school6.53 miles
Public Charter Grades KG-8
Nearby Schools
5
/10
J.R. Arnold High School
550 N Alf Coleman Rd
Distance between this listing and this school3.13 miles
Public District Grades 9-12
7
/10
Rising Leaders Academy
1527 Lincoln Ave
Distance between this listing and this school5.45 miles
Public Charter Grades KG-12
1
/10
Central High School
1250 W 17th St
Distance between this listing and this school6.12 miles
The neighbors living near this home have an average income of $75,687. Most Panama City, FL residents have annual incomes between $35k-100k. Typical family type is married, no kids. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 8641 N Lagoon Dr
What is the listing price of this property?
The listing price of 8641 N Lagoon Dr property is $1,295,000.
What type of property is this?
The property 8641 N Lagoon Dr is a house located in Panama City Beach, Florida, 32408.
Is this property for sale now?
Active Listing: 8641 N Lagoon Dr is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $6,339 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 8641 N Lagoon Dr has 6 bedrooms and 3 full and 1 half bathrooms.
What is the square footage of this property?
The property 8641 N Lagoon Dr is 3,469 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 8641 N Lagoon Dr is 1997.
This home is located at 8641 N Lagoon Dr in Panama City Beach, FL and zip code 32408 in the Grand Lagoon Shores neighborhood. This 3,469 square foot home, which was built in 1997, sits on a 0.45 acre lot. Features: 6 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since June 23, 2023 and is currently priced at $1,295,000.
Panama City, FL housing market in November 2024 saw over 13 listings sold above listed price, more than 33 sold at listed price and over 120 sold below. In November 2024 in Panama City, FL there were 3.9% less homes for sale than in October 2024. The median list price of listings available in November 2024 was $339,223, while the average time on the real estate market was 79 days.
From Rocket Homes Real Estate and based on county public records data.