1.03-acre improved vacant lot just a short drive from Panama City Beach and is great for building a home, setting up a mobile home, or a camper getaway. Features include: - 40x70 Concrete Slab - Well, septic, and electric access. - Includes two sheds and a carport for easy storage. - Partially Fenced with Gate. Please note: We have removed the trash and junk that is seen in the current photos.
Property Details
Property Features
Listing Office:
Office Name: Beycome of Florida LLC
Lot Features
Lot Information:
Lot Size: 1.00 Acres
Other
Directions Information:
Directions: Head north on US-231, turn right onto FL-20 E, then left onto Cato Rd and continue to Ruff Rd.
Price Information
Listing Price Info
Price Summary:
List Price: $37,000
Tax Information:
Annual Amount: $299
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Youngstown, FL.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$252
Per Month
Principal & Interest
$185
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$177
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
Deer Point Elementary School
4800 Highway 2321
Distance between this listing and this school4.66 miles
Public District Grades KG-5
4
/10
Tommy Smith Elementary School
5044 Tommy Smith Dr
Distance between this listing and this school4.96 miles
Public District Grades PK-5
7
/10
Southport Elementary School
1835 Bridge St
Distance between this listing and this school5.96 miles
Public District Grades PK-5
Nearby Schools
3
/10
Merritt Brown Middle School
5044 Merritt Brown Way
Distance between this listing and this school4.89 miles
Public District Grades 6-8
8
/10
North Bay Haven Charter Academy Middle School
1 Buccaneer Dr
Distance between this listing and this school6.07 miles
Public Charter Grades 6-8
7
/10
Bay Haven Charter Middle School
2501 Hawks Landing Blvd
Distance between this listing and this school8.35 miles
Public Charter Grades 6-8
Nearby Schools
9
/10
North Bay Haven Career Academy
1 Buccaneer Dr
Distance between this listing and this school6.07 miles
Public Charter Grades 9-12
5
/10
A Crawford Mosley High School
501 Mosley Dr
Distance between this listing and this school9.15 miles
Public District Grades 9-12
6
/10
Deane Bozeman School
13410 Highway 77
Distance between this listing and this school10.15 miles
The neighbors living near this home have an average income of $49,459. The most common annual income of people living in Youngstown, FL is between $35k-100k. The majority of families are single, no kids. Typical level of education for residents in this area is high school diploma.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 8933 Ruff Rd
What is the listing price of this property?
The listing price of 8933 Ruff Rd property is $37,000.
What type of property is this?
The property 8933 Ruff Rd is land located in Youngstown, Florida, 32466.
Is this property for sale now?
Active Listing: 8933 Ruff Rd is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $299 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on July 15, 2002 for $15,000. (source: MLS/tax record).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 8933 Ruff Rd in Youngstown, FL and zip code 32466. This home sits on a 1.00 acre lot. It has been listed on Rocket Homes since November 07, 2024 and is currently priced at $37,000.
Over 0 listings were sold over their listed price in November 2024 in Youngstown, FL. In the same period over 4 listings were sold below the listed price and 2 listings were sold for the listed price. In November 2024 in Youngstown, FL there were 2.1% less homes for sale than in October 2024. In November 2024, listings were on the market for 59 days. During the same period, the median list price in this real estate market was $284,000.
From Rocket Homes Real Estate and based on county public records data.