Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$442
Per Month
Principal & Interest
$375
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$291
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
1
/10
George W. Carver Elementary School
1110 W Leigh St
Distance between this listing and this school0.80 miles
Public District Grades PK-5
Middle School
2
/10
Albert Hill Middle School
3400 Patterson Ave
Distance between this listing and this school2.69 miles
Public District Grades 6-8
High School
9
/10
Open High School
600 S Pine St
Distance between this listing and this school1.26 miles
Public District Grades 9-12
9
/10
Richmond Community High School
201 E Brookland Park Blvd
Distance between this listing and this school1.42 miles
Public District Grades 9-12
7
/10
Franklin Military Academy
701 N 37th St
Distance between this listing and this school2.28 miles
Public District Grades 6-12
Assigned Schools
1
/10
George W. Carver Elementary School
1110 W Leigh St
Distance between this listing and this school0.80 miles
Public District Grades PK-5
Nearby Schools
4
/10
Overby-Sheppard Elementary School
2300 1st Ave
Distance between this listing and this school1.13 miles
Public District Grades PK-5
4
/10
Bellevue Elementary School
2301 E Grace St
Distance between this listing and this school1.53 miles
Public District Grades PK-5
Assigned Schools
2
/10
Albert Hill Middle School
3400 Patterson Ave
Distance between this listing and this school2.69 miles
Public District Grades 6-8
Nearby Schools
1
/10
Martin Luther King Jr. Middle School
1000 Mosby St
Distance between this listing and this school0.99 miles
Public District Grades 6-8
1
/10
Binford Middle School
1701 Floyd Ave
Distance between this listing and this school1.52 miles
Public District Grades 6-8
Assigned Schools
9
/10
Open High School
600 S Pine St
Distance between this listing and this school1.26 miles
Public District Grades 9-12
9
/10
Richmond Community High School
201 E Brookland Park Blvd
Distance between this listing and this school1.42 miles
Public District Grades 9-12
7
/10
Franklin Military Academy
701 N 37th St
Distance between this listing and this school2.28 miles
The neighbors living near this home have an average income of $9,806. The most common annual income of people living in Richmond, VA is less than $35k. Typical family type is single, no kids. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 912 N 2nd St
What is the listing price of this property?
The listing price of 912 N 2nd St property is $74,950.
What type of property is this?
The property 912 N 2nd St is land located in Richmond, Virginia, 23219.
Is this property for sale now?
Active Listing: 912 N 2nd St is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 912 N 2nd St are: George W. Carver Elementary School: GreatSchools Rating 1/10Albert Hill Middle School: GreatSchools Rating 2/10Open High School: GreatSchools Rating 9/10Richmond Community High School: GreatSchools Rating 9/10Franklin Military Academy: GreatSchools Rating 7/10
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $215 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on February 22, 2008 for $60,000. (source: MLS/tax record).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 912 N 2nd St in Richmond, VA and zip code 23219 in the Gilpin neighborhood. This home sits on a 0.11 acre lot. It has been listed on Rocket Homes since January 05, 2024 and is currently priced at $74,950.
Richmond, VA housing market in October 2024 saw over 165 listings sold above listed price, more than 81 sold at listed price and over 137 sold below. The number of listings in Richmond, VA increased by 5.8% between September 2024 and October 2024. Listings spent 26 days on the market in October 2024, and had a median list price of $357,226 during the same period.
From Rocket Homes Real Estate and based on county public records data.
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2024 Central Virginia Regional Multiple Listing Service,LLC. All rights reserved
Figure Skating
Figure Skating
UFC
NBA/WNBA
Family Dollar
Express/Express For Men
Burlington
Church's Chicken
Burger King
Starbucks
Cadillac
Buick
Pontiac
Jazz
Urban Contemporary
Contemporary Inspirational