Welcome to your dream home! This beautiful 5-bedroom, 3.5-bathroom retreat offers 3,488 sq. ft. of inviting space, with a unique financial advantage of an assumable VA loan for a smooth path to ownership. Inside, you'll find a gourmet kitchen with a butler's pantry, perfect for hosting, and a spacious loft upstairs for cozy movie nights or game days. The primary suite boasts dual vanities and two generous walk-in closets, while each bedroom features roomy closets and ceiling fans. Step outside to an entertainer's paradise—relax on the screened patio, gather around the fire pit, or stroll through a lush garden. With direct backyard access to community amenities, everything you need is just steps away. This could be your new home by the holidays—schedule a showing and experience it for yourself!
Property Details
Property Features
Property Information:
Architectural Style: A-Frame
Year Built: 2017
Living Area: 3,488 SqFt
Listing Office:
Office Name: IRON VALLEY REAL ESTATE NORTH FLORIDA
Listing Agent: JULIA LEVY
Interior Features
Interior Information:
Appliances: Dishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
Flooring Type: Tile, Vinyl
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 3
Total Bedroom Count: 5
Exterior Features
Parking Information:
Garage Space: 2 spaces
Attached Garage: No
Parking: Garage
Lot Features
Lot Information:
Lot Size: 0.22 Acres
Utilities
Utilities Information:
Heating: Electric
Cooling: Electric
Other
Directions Information:
Directions: 200 to Amelia Concourse turn right on Tanglewood (2nd entrance to Timberlake) right on Mistwood Ct. Home is on the right in cue de sac.
Price Information
Listing Price Info
Price Summary:
List Price: $569,900
Price Per SqFt: $163/SqFt
HOA Fees:
Amount: $207
Frequency: Quarterly
Tax Information:
Annual Amount: $4,195
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Fernandina Beach, FL.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,981
Per Month
Principal & Interest
$2,845
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$69
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,775
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
8
/10
Yulee Elementary School
86063 Felmor Rd
Distance between this listing and this school4.28 miles
Public District Grades 3-5
7
/10
Emma Love Hardee Elementary School
2200 Susan Dr
Distance between this listing and this school5.57 miles
Public District Grades 3-5
7
/10
Wildlight Elementary School
550 Curiosity Ave
Distance between this listing and this school7.11 miles
Public District Grades KG-5
Nearby Schools
6
/10
Yulee Middle School
85439 Miner Rd
Distance between this listing and this school3.06 miles
Public District Grades 6-8
5
/10
Fernandina Beach Middle School
315 Citrona Dr
Distance between this listing and this school7.10 miles
Public District Grades 6-8
3
/10
Oceanway Middle School
143 Oceanway Ave
Distance between this listing and this school10.54 miles
Public District Grades 6-8
Nearby Schools
5
/10
Yulee High School
85375 Miner Rd
Distance between this listing and this school3.22 miles
Public District Grades 9-12
7
/10
Fernandina Beach High School
435 Citrona Dr
Distance between this listing and this school6.93 miles
Public District Grades 9-12
5
/10
Nassau Virtual Franchise
1201 Atlantic Ave
Distance between this listing and this school7.08 miles
The neighbors living near this home have an average income of $63,974. Most Fernandina Beach, FL residents have annual incomes between $35k-100k. The most common type of family is married, no kids. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 95309 Mistwood Ct
What is the listing price of this property?
The listing price of 95309 Mistwood Ct property is $569,900.
What type of property is this?
The property 95309 Mistwood Ct is a house located in Fernandina Beach, Florida, 32034.
Is this property for sale now?
Accepting Backup Offers: 95309 Mistwood Ct is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $4,195 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 95309 Mistwood Ct has 5 bedrooms and 3 full and 1 half bathrooms.
What is the square footage of this property?
The property 95309 Mistwood Ct is 3,488 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 95309 Mistwood Ct is 2017.
This home is located at 95309 Mistwood Ct in Fernandina Beach, FL and zip code 32034. This 3,488 square foot home, which was built in 2017, sits on a 0.22 acre lot. Features: 5 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since November 13, 2024 and is currently priced at $569,900.
Fernandina Beach, FL housing market in November 2024 saw over 2 listings sold above listed price, more than 7 sold at listed price and over 25 sold below. In November 2024 median list price was $589,500 and the average listing age was 58 days.
From Rocket Homes Real Estate and based on county public records data.