Welcome to this stunning 3-bedroom, 2.5-bathroom townhome, just minutes from Fernandina Beach! Built in 2023, this home offers the modern charm of a new build without the wait. The owners have added stylish designer upgrades, including coastal lighting and sleek hardware. Plus, no CDD fees! The Bimini Floorplan, end unit, provides ample open living space. The kitchen, dining, and living areas seamlessly flow into the covered screened-in back porch—perfect for indoor-outdoor living. The kitchen features white cabinetry, a gray tile backsplash, stainless steel appliances, and gorgeous gold accents. A powder room, laundry, and 1-car garage complete the first floor. Upstairs, you'll find a versatile loft space ideal for a home office or cozy TV nook, along with the spacious primary suite featuring double vanities, a walk-in shower, and dual walk-in closets. Two additional bedrooms share a full bathroom with a tub-shower combo. The monthly HOA fee covers exterior maintenance, offering a low-maintenance lifestyle in a beautifully designed home! LOVE WHERE YOU LIVE!
Property Details
Property Features
Property Information:
Architectural Style: Traditional
Year Built: 2023
Living Area: 1,795 SqFt
Listing Office:
Office Name: SUMMER HOUSE REALTY
Listing Agent: ANGELA R HEITZER
Interior Features
Interior Information:
Appliances: Dishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer
Flooring Type: Carpet, Vinyl
Interior: Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 2
Total Bedroom Count: 3
Exterior Features
Exterior Information:
Private Pool: No
Exterior: Porch/Covered, Patio, Screened Porch
Parking Information:
Garage Space: 1 space
Attached Garage: Yes
Parking: Attached, Garage Door Opener
Lot Features
Lot Information:
Lot: Corner Lot
Lot Size: 0.11 Acres
Utilities
Utilities Information:
Heating: Central, Electric, Heat Pump
Cooling: Central Air, Electric
Other
Directions Information:
Directions: Take Amelia Concourse to Concourse Crossing. Turn on to Katherine Street. Home will be on the left.
Price Information
Listing Price Info
Price Summary:
List Price: $349,900
Price Per SqFt: $195/SqFt
HOA Fees:
Amount: $3400
Frequency: Annually
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Fernandina Beach, FL.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,097
Per Month
Principal & Interest
$1,747
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$283
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,116
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
8
/10
Yulee Elementary School
86063 Felmor Rd
Distance between this listing and this school4.94 miles
Public District Grades 3-5
7
/10
Emma Love Hardee Elementary School
2200 Susan Dr
Distance between this listing and this school5.16 miles
Public District Grades 3-5
7
/10
Wildlight Elementary School
550 Curiosity Ave
Distance between this listing and this school7.81 miles
Public District Grades KG-5
Nearby Schools
6
/10
Yulee Middle School
85439 Miner Rd
Distance between this listing and this school3.76 miles
Public District Grades 6-8
5
/10
Fernandina Beach Middle School
315 Citrona Dr
Distance between this listing and this school6.80 miles
Public District Grades 6-8
3
/10
Oceanway Middle School
143 Oceanway Ave
Distance between this listing and this school10.77 miles
Public District Grades 6-8
Nearby Schools
5
/10
Yulee High School
85375 Miner Rd
Distance between this listing and this school3.93 miles
Public District Grades 9-12
7
/10
Fernandina Beach High School
435 Citrona Dr
Distance between this listing and this school6.62 miles
Public District Grades 9-12
5
/10
Nassau Virtual Franchise
1201 Atlantic Ave
Distance between this listing and this school6.85 miles
The neighbors living near this home have an average income of $63,974. Residents of Fernandina Beach, FL typically earn between $35k-100k each year. The majority of families are married, no kids. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 95385 Katherine St
What is the listing price of this property?
The listing price of 95385 Katherine St property is $349,900.
What type of property is this?
The property 95385 Katherine St is a townhouse located in Fernandina Beach, Florida, 32034.
Is this property for sale now?
Active Listing: 95385 Katherine St is For Sale (Active/New) which means the seller is accepting offers.
How many bedrooms and bathrooms does this property have?
The property at 95385 Katherine St has 3 bedrooms and 2 full and 1 half bathrooms.
What is the square footage of this property?
The property 95385 Katherine St is 1,795 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 95385 Katherine St is 2023.
This home is located at 95385 Katherine St in Fernandina Beach, FL and zip code 32034. This 1,795 square foot home, which was built in 2023, sits on a 0.11 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since October 15, 2024 and is currently priced at $349,900.
Over 3 listings were sold over their listed price in October 2024 in Fernandina Beach, FL. In the same period over 27 listings were sold below the listed price and 6 listings were sold for the listed price. In October 2024 in Fernandina Beach, FL there were 0.6% less homes for sale than in September 2024. Listings spent 58 days on the market in October 2024, and had a median list price of $582,250 during the same period.
From Rocket Homes Real Estate and based on county public records data.