This unique gem of a home is located just a short distance to both Ballard Park and the Shelby Park Community Garden, 954 S Hancock has undergone a complete transformation and is ready for its new owners. A full renovation of this 4-bedroom, 2.5-bathroom home occurred in 2022, which included a replacement roof, installation of Pella windows, updated electrical and plumbing, updated HVAC and electric water heater. Walking in the front door from the covered porch, you will appreciate the tall ceilings, open concept living room/dining room/kitchen. The recently installed electric fireplace creates a defined space and is the statement piece of the living room. The kitchen features high cabinets, built in lighting, granite countertops, including a center island with build-in sink and seating options. Enjoy the ease and convenience of the dedicated first floor laundry area. Be prepared to be WOWED by the first floor large primary en suite. Completing the first floor is second bedroom, perfect for guests or an office and a half bath. The second-floor features two large bedrooms, each with their own walk-in closets. Completing the second floor is an elegant full bathroom featuring subway tiled shower/tub combo and dual vanity sink. Move-in ready, this home is not one to miss!
Property Details
Property Features
Property Information:
Year Built: 1900
Stories: 2
Living Area: 2,283 SqFt
Listing Office:
Office Name: Redfin
Interior Features
Interior Information:
Basement: Yes
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 2
Total Bedroom Count: 4
Exterior Features
Exterior Information:
Exterior: Porch
Parking Information:
Attached Garage: No
Parking: Off-Street Parking, Street
Virtual/3D Tour
3D Tour: 954 S Hancock St
3D Tour
Lot Features
Lot Information:
Lot: Sidewalk, Cleared, Level
Lot Size: 0.06 Acres
Utilities
Utilities Information:
Heating: Heat Pump
Cooling: Heat Pump
Other
Directions Information:
Directions: Take exit 135 from I-65 S Take E Kentucky St to S Hancock St
Price Information
Listing Price Info
Price Summary:
List Price: $309,900
Price Per SqFt: $136/SqFt
Tax Information:
Annual Amount: $400
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Louisville, KY.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,614
Per Month
Principal & Interest
$1,547
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$996
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
1
/10
Engelhard Elementary School
1004 S 1st St
Distance between this listing and this school0.55 miles
Public District Grades KG-5
1
/10
Shelby Elementary School
735 Ziegler St
Distance between this listing and this school1.01 miles
Public Magnet Grades KG-5
4
/10
Lincoln Elementary Performing Arts
930 E Main St
Distance between this listing and this school1.22 miles
Public Magnet Grades KG-5
Nearby Schools
5
/10
Meyzeek Middle School
828 S Jackson St
Distance between this listing and this school0.28 miles
Public Magnet Grades 6-8
7
/10
Jefferson County Traditional Middle School
1418 Morton Ave
Distance between this listing and this school0.97 miles
Public Magnet Grades 6-8
6
/10
Noe Middle School
121 W Lee St
Distance between this listing and this school1.24 miles
Public Magnet Grades 6-8
Nearby Schools
1
/10
Jefferson County High School
900 S Floyd St
Distance between this listing and this school0.35 miles
Public District Grades 7-12
10
/10
J. Graham Brown School
546 S 1st St
Distance between this listing and this school0.96 miles
Public Magnet Grades KG-12
10
/10
Dupont Manual High School
120 W Lee St
Distance between this listing and this school1.23 miles
The neighbors living near this home have an average income of $21,053. The most common annual income of people living in Louisville, KY is less than $35k. The most common type of family is single, no kids. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 954 S Hancock St
What is the listing price of this property?
The listing price of 954 S Hancock St property is $309,900.
What type of property is this?
The property 954 S Hancock St is a house located in Louisville, Kentucky, 40203.
Is this property for sale now?
Active Listing: 954 S Hancock St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $400 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on June 14, 2021 for $37,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 954 S Hancock St has 4 bedrooms and 2 full and 1 half bathrooms.
What is the square footage of this property?
The property 954 S Hancock St is 2,283 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 954 S Hancock St is 1900.
This home is located at 954 S Hancock St in Louisville, KY and zip code 40203 in the Smoketown neighborhood. This 2,283 square foot home, which was built in 1900, sits on a 0.06 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since November 01, 2024 and is currently priced at $309,900.
Over 183 listings were sold over their listed price in November 2024 in Louisville, KY. In the same period over 280 listings were sold below the listed price and 190 listings were sold for the listed price. The inventory of homes for sale in Louisville, KY between October 2024 and November 2024 decreased by 3.1%. The median list price of listings available in November 2024 was $254,840, while the average time on the real estate market was 125 days.
From Rocket Homes Real Estate and based on county public records data.