Welcome to Irvington, New Jersey! Make this tastefully updated 2-family home your next residence or investment opportunity. This home offers 3-bedrooms / 1-bath over 2-bedrooms / 1-bath, kitchens with white shaker cabinetry, new countertop, subway tile backsplash, and brand-new stainless-steel appliances. For those that enjoy entertaining and recreation, there is a fenced-in backyard as this home sits on a deep 23.5' x 139' lot (on-street parking). Get to wherever you need to go via public transportation or the nearby Garden State Parkway with access to the New Jersey Turnpike and Route 78. Dine, shop, and get entertained in town or in nearby Newark and South Orange. The home comes with an ADT security system pre-installed transferrable to buyer. This home qualifies for Community Reinvestment Act loans offered by some banks with lower than market interest rates, no or low mortgage insurance, and down payment assistance. The seller will be applying for the 5-year tax abatement offered by the municipality. Property taxes to be determined.
Property Details
Property Features
Property Information:
Architectural Style: 2-Two Story, Under/Over
Year Built: 1924
Listing Office:
Office Name: KELLER WILLIAMS - NJ METRO GROUP
Office Phone: (201) 675-1210
Interior Features
Interior Information:
Appliances: Microwave, Refrigerator
Basement: Yes
Interior: Carbon Monoxide Detector, Fire Extinguisher, Security System, See Remarks, Smoke Detector, Vinyl-Linoleum Floors
Disclaimer: The data relating to real estate for sale on this website comes in part from the IDX Program of Garden State Multiple Listing Service, L.L.C. Real estate listings held by other brokerage firms are marked as an IDX Listing. Information deemed reliable but not guaranteed.
Notice: The dissemination of listings displayed herein does not constitute the consent required by N.J.A.C. 11:5.6.1 (n) for the advertisement of listings exclusively for sale by another broker. Any such consent must be obtained in writing from the listing broker.
The information on this web site is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. We are not responsible or liable for misinformation, misprints, or typographical errors. All information provided is deemed reliable but is not guaranteed and should be independently verified through personal inspection by and/or with the appropriate professionals. Properties subject to prior sale, change, withdrawal or rental. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 11/10/2024, 2:20:47 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,563
Per Month
Principal & Interest
$2,496
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,566
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
2
/10
Grove Street Elementary School
602 Grove St
Distance between this listing and this school0.27 miles
Public District Grades PK-5
2
/10
University Elementary School
1 University Pl
Distance between this listing and this school0.62 miles
Public District Grades PK-5
2
/10
Harriet Tubman Elementary School
504 S 10th St
Distance between this listing and this school0.64 miles
Public District Grades PK-6
Nearby Schools
3
/10
Speedway Avenue School
701 South Orange Avenue
Distance between this listing and this school0.41 miles
Public District Grades PK-8
5
/10
South Seventeenth Street Elementary School
619 S 17th St
Distance between this listing and this school0.43 miles
Public District Grades KG-8
2
/10
University Middle School
255 Myrtle Ave
Distance between this listing and this school0.67 miles
Public District Grades 6-8
Nearby Schools
1
/10
West Side High School
403 S Orange Ave
Distance between this listing and this school0.46 miles
Public District Grades 9-12
4
/10
Bard Early College High School
321 Bergen St
Distance between this listing and this school0.95 miles
Public District Grades 9-12
3
/10
Peoples Preparatory Charter School
321 Bergen St Rm 211
Distance between this listing and this school0.95 miles
The neighbors living near this home have an average income of $45,481. The majority of Irvington Township, NJ residents have income between $35k-100k annually. Residents typically live in single, no kids family. The majority of residents in this area have high school diploma education.
This home is located at 97 21st St in Irvington Twp, NJ and zip code 07111. This home, which was built in 1924, sits on a 0.08 acre lot. Features: 5 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since September 12, 2024 and is currently priced at $500,000.
Irvington Township, NJ housing market in October 2024 saw over 8 listings sold above listed price, more than 1 sold at listed price and over 1 sold below. Between September 2024 and October 2024, Irvington Township, NJ real estate market has seen increase in the number of listings by 17.7%.
From Rocket Homes Real Estate and based on county public records data.