StatusAccepting Backup Offers (Active Under Contract)
About 97 Elm St
DIAMOND IN THE ROUGH! This is the time to transform this architecturally appealing three-family home, ideally situated between SUNY Oneonta, Hartwick College, and vibrant downtown Oneonta, into the showplace it deserves to be! Exterior features include a wrap-around porch with sweeping views, vinyl siding, asphalt shingle roof, replacement windows, a detached garage, and a metal exterior fire escape. Currently, the interior has three separate three-bedroom apartments. The first and second floors have been gutted to the studs, providing a blank canvas for customization. The third-floor apartment has the potential for owner-occupancy during renovation. All renovation plans must be code-compliant. The full basement is solid with a natural gas boiler, three newer gas hot water heaters, and separate electric meters. This property offers endless possibilities! Convert it into a single-family home or an owner-occupied rental property. Live in a portion and operate an in-home business. Put a dent in the housing shortage as use as a three-family multi-family property. This property enjoys a prime location with easy access to amenities, transportation, and educational institutions.
Property Details
Property Features
Property Information:
Architectural Style: Triplex
Year Built: 1900
Stories: 3
Living Area: 2,722 SqFt
Listing Office:
Office Name: Keller Williams Upstate NY Properties
Office Phone: (607) 434-4679
Listing Agent: Olivia O'Donnell
Interior Features
Interior Information:
Appliances: Electric Water Heater
Basement: Yes
Flooring Type: Hardwood, Other, See Remarks, Varies
Interior: Jetted Tub, Storage, Skylights
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 3
Total Bedroom Count: 9
Exterior Features
Exterior Information:
Exterior: Deck
Parking Information:
Garage Space: 1 space
Parking: Garage, On Street
Lot Features
Lot Information:
Lot: Corner Lot
Lot Size: 0.33 Acres
Utilities
Utilities Information:
Heating: Natural Gas, Hot Water, Steam
Other
Directions Information:
Directions: From Main Street- North on Ford Avenue to East Street, Corner of Elm and Cedar
Price Information
Listing Price Info
Price Summary:
List Price: $189,900
Price Per SqFt: $70/SqFt
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Oneonta, NY.
This property is $16.1K less than the Median Sold Price and $56/SqFt less than other homes in Oneonta, NY.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: NYS
MLS Number: #R1568180
Listing Office:
Office Name: Keller Williams Upstate NY Properties
Office Phone: (607) 434-4679
Listing Agent: Olivia O'Donnell
The data relating to real estate on this website comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS’s. Real estate listings held by other firms are marked with theListing Broker’s Firm Name. Data provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor this firm shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
This advertisement does not suggest that the broker has a listing in this property or properties or that any property is currently available. Last updated on: 11/5/2024, 6:20:52 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,015
Per Month
Principal & Interest
$948
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$636
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
3
/10
Valleyview Elementary School
40 Valleyview St
Distance between this listing and this school0.94 miles
Public District Grades KG-5
8
/10
Greater Plains Elementary School
60 W End Ave
Distance between this listing and this school1.37 miles
Public District Grades KG-5
3
/10
Riverside Elementary School
39 House St
Distance between this listing and this school1.41 miles
Public District Grades KG-5
Nearby Schools
3
/10
Oneonta Middle School
130 East St Ste 1
Distance between this listing and this school0.49 miles
Public District Grades 6-9
6
/10
Unatego Middle School
2641 State Highway 7
Distance between this listing and this school9.89 miles
Public District Grades 6-8
3
/10
Sidney Middle School
13 Pearl St E
Distance between this listing and this school19.85 miles
Public District Grades 3-8
Nearby Schools
6
/10
Oneonta Senior High School
130 East St Ste 2
Distance between this listing and this school0.49 miles
Public District Grades 9-12
6
/10
Laurens Central School
55 Main St
Distance between this listing and this school4.92 miles
Public District Grades KG-12
5
/10
Unatego Junior-Senior High School
2641 State Highway 7
Distance between this listing and this school9.89 miles
The neighbors living near this home have an average income of $34,726. Most Oneonta, NY residents have annual incomes less than $35k. Typical family type is single, no kids. Residents of this area typically have post secondary degree education.
This home is located at 97 Elm St in Oneonta-City, NY and zip code 13820. This 2,722 square foot home, which was built in 1900, sits on a 0.33 acre lot. Features: 9 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since September 28, 2024 and is currently priced at $189,900.
Oneonta, NY housing market in October 2024 saw over 2 listings sold above listed price, more than 2 sold at listed price and over 11 sold below. The number of listings in Oneonta, NY decreased by 5.6% between September 2024 and October 2024. In October 2024, listings were on the market for 20 days. During the same period, the median list price in this real estate market was $206,000.
From Rocket Homes Real Estate and based on county public records data.