9873 Harmony Ridge Drive is a beautiful home located on an oversized lot just minutes away from the elementary, middle and high schools. Outside you will find well established trees and a full brick façade. The home has many updates and upgrades including a new HVAC system installed in February 2024, new garage door (2023), remodeled kitchen and second bath (2023) and new laminate flooring. Inside is a freshly painted primary suite (with an ensuite bath that is almost 200 s/f). Laminate flooring has been used throughout the home, so there are no worries about replacing carpet! The double car garage has also received a fresh coat of paint in preparation for its new owner. Out back, you will find a custom primary fence and a large covered patio measuring 16’ x 16’. Fiber optic 5G internet is currently being installed throughout the neighborhood as well. Buyer to verify all information during due diligence.
Property Details
Property Features
Property Information:
Architectural Style: Traditional
Year Built: 2005
Stories: 1
Living Area: 1,940 SqFt
Listing Office:
Office Name: Keller Williams AGC Realty-Da
Office Phone: (251) 222-7256
Listing Agent: Rosemary Smith
Interior Features
Interior Information:
Appliances: Dishwasher, Electric Range, Refrigerator, Refrigerator, Ice Maker
Directions: From U.S. 98 West/Moffett Road, take a left on to Snow Road. Travel 0.7 miles and then turn left on Harmony Ridge Drive. The home is the last one on the right at the end of the first block.
Price Information
Listing Price Info
Price Summary:
List Price: $290,000
Price Per SqFt: $149/SqFt
HOA Fees:
Amount: $250
Frequency: Annually
Tax Information:
Annual Amount: $891
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Semmes, AL.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,535
Per Month
Principal & Interest
$1,448
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$20
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$936
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
Semmes Elementary School
10100 Blackwell Nursery Rd S
Distance between this listing and this school0.67 miles
Public District Grades PK-5
5
/10
Allentown Elementary School
10330 Howells Ferry Rd
Distance between this listing and this school2.03 miles
Public District Grades PK-5
8
/10
Collier Elementary School
601 Snow Rd N
Distance between this listing and this school4.98 miles
Public District Grades PK-5
Nearby Schools
2
/10
Semmes Middle School
4566 Ed George Rd
Distance between this listing and this school1.24 miles
Public District Grades 6-8
10
/10
Clarkshaw Magnet School
5960 Arlberg St
Distance between this listing and this school6.74 miles
Public Magnet Grades 5-8
6
/10
Scarborough Middle School
1800 Phillips Ln
Distance between this listing and this school8.48 miles
Public District Grades 6-8
Nearby Schools
4
/10
Mary G. Montgomery High School
4275 Snow Rd N
Distance between this listing and this school0.47 miles
Public District Grades 9-12
3
/10
Blount High School
5450 Lott Rd
Distance between this listing and this school5.71 miles
Public District Grades 9-12
6
/10
Baker High School
8901 Airport Blvd
Distance between this listing and this school7.37 miles
The neighbors living near this home have an average income of $45,602. Residents of Semmes, AL typically earn between $35k-100k each year. Most families are single, no kids. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 9837 Harmony Ridge Dr
What is the listing price of this property?
The listing price of 9837 Harmony Ridge Dr property is $290,000.
What type of property is this?
The property 9837 Harmony Ridge Dr is a house located in Semmes, Alabama, 36575.
Is this property for sale now?
Active Listing: 9837 Harmony Ridge Dr is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $891 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on October 4, 2006 for $466,450. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 9837 Harmony Ridge Dr has 3 bedrooms and 2 bathrooms.
What is the square footage of this property?
The property 9837 Harmony Ridge Dr is 1,940 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 9837 Harmony Ridge Dr is 2005.
This home is located at 9837 Harmony Ridge Dr in Semmes, AL and zip code 36575 in the Fire Tower neighborhood. This 1,940 square foot home, which was built in 2005, sits on a 0.40 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since August 22, 2024 and is currently priced at $290,000.
In November 2024 more than 3 listings in Semmes, AL were sold above the asking price. During the same period more than 2 listings were sold at asking price, while more than 2 were sold below. The number of homes for sale in Semmes, AL increased by 17.4% between October 2024 and November 2024.
From Rocket Homes Real Estate and based on county public records data.