This is a fantastic opportunity for house hackers or investors. Currently configured as two units, each with two bedrooms and one bathroom, this property can easily be transformed into a 6-bedroom, 2-bathroom duplex by adding egress windows to the basements. Additionally, the existing basement toilets can be upgraded to half baths, creating spacious master bedroom suites in each unit, further enhancing livability and value. Situated on St. Paul’s East Side, this duplex offers a prime location near schools, parks, and local amenities, making it an attractive option for renters and homeowners alike. Whether you're looking to live in one unit and rent out the other or maximize rental income with upgrades, this property offers significant upside potential. Don’t miss this opportunity to create value and build wealth—schedule your showing today! Buyer's agent to verify all measurements.
Property Details
Property Features
Property Information:
Year Built: 1964
Living Area: 1,423 SqFt
Listing Office:
Office Name: Keller Williams Premier Realty
Interior Features
Interior Information:
Basement: Yes
Exterior Features
Parking Information:
Parking: Tuckunder Garage
Lot Features
Lot Information:
Lot: Corner Lot
Utilities
Utilities Information:
Heating: Forced Air
Other
Directions Information:
Directions: 35E, S., to Maryland Ave, E., to Cypress Right to home.
Price Information
Listing Price Info
Price Summary:
List Price: $335,000
Price Per SqFt: $235/SqFt
Tax Information:
Annual Amount: $4,400
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Saint Paul, MN.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers. Some or all of the property listings above may have been submitted to the Regional Multiple Listing Service (RMLS) by the listing broker for distribution to cooperating brokers through Broker reciprocity. Attribution of the listing broker may be found on the detail page for all properties. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision.
Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. No part of this search utility may be reproduced, adapted, translated, stored in a retrieval system or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise. Home sale information is not an appraisal, competitive or comparative market analysis, CMA or home valuation.
DMCA Notice Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 12/17/2024, 11:52:49 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Tax History
YEAR
PROP. TAX
ASSESSMENT
2021
$4,400
$207,200
2019
$4,350
$206,100
2018
$3,876
$181,000
2017
$3,800
$181,000
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,739
Per Month
Principal & Interest
$1,672
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,071
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
Phalen Lake Hmong Studies Magnet
1089 Cypress St
Distance between this listing and this school0.21 miles
Public Magnet Grades PK-6
1
/10
Life Preparatory
930 Geranium Ave E
Distance between this listing and this school0.34 miles
Public Charter Grades PK-6
3
/10
Farnsworth Aerospace Lower
1290 Arcade St
Distance between this listing and this school0.72 miles
Public Magnet Grades PK-4
Nearby Schools
2
/10
Farnsworth Aerospace Upper
1000 Walsh St
Distance between this listing and this school0.49 miles
Public Magnet Grades 5-8
1
/10
Hope Community Academy
720 Payne Ave
Distance between this listing and this school0.94 miles
Public Charter Grades KG-8
1
/10
American Indian Magnet School
1075 3rd St E
Distance between this listing and this school0.97 miles
Public Magnet Grades PK-8
Nearby Schools
4
/10
Face to Face Academy
1165 Arcade St
Distance between this listing and this school0.53 miles
Public Charter Grades 9-12
5
/10
Step Academy Charter School
835 5th St E
Distance between this listing and this school0.84 miles
Public Charter Grades 6-12
3
/10
Johnson Senior High School
1349 Arcade St
Distance between this listing and this school0.87 miles
The neighbors living near this home have an average income of $39,535. Typical income of Saint Paul, MN residents is less than $35k annually. The most common type of family is single, no kids. Residents of this area typically have high school diploma education.
This home is located at 985 Cypress St in Saint Paul, MN and zip code 55106 in the Payne-Phalen neighborhood. This 1,423 square foot home was built in 1964. It has been listed on Rocket Homes since December 06, 2024 and is currently priced at $335,000.
In November 2024, from all listings sold in Saint Paul, MN there were more than 63 sold above asking price, over 105 sold below and more than 45 were sold right at the asked price. Between October 2024 and November 2024, Saint Paul, MN real estate market has seen decrease in the number of listings by 5.3%. Listings spent 36 days on the market in November 2024, and had a median list price of $290,028 during the same period.
From Rocket Homes Real Estate and based on county public records data.