Your Perfect Rural Retreat! This charming home qualifies for a USDA Rural Development Loan, providing an excellent financing opportunity. Nestled in a peaceful rural setting, this property offers a perfect blend of country living with easy access to modern conveniences. With spacious rooms, scenic views, and plenty of outdoor space, ideal for those seeking tranquility without compromising comfort. Don’t miss this opportunity to own a beautiful home in a USDA-eligible area – schedule your private showing today!
Property Details
Property Features
Property Information:
Architectural Style: Traditional
Year Built: 1940
Stories: 1
Living Area: 1,300 SqFt
Listing Office:
Office Name: Exp Realty
Office Phone: (866) 720-5056
Listing Agent: Aisha Pannell
Interior Features
Interior Information:
Appliances: Microwave, Dishwasher
Flooring Type: Luxury Vinyl
Fireplace: Other (see remarks)
Bedroom and Bathroom Information:
Full Bathrooms: 1
Total Bedroom Count: 3
Exterior Features
Exterior Information:
Exterior: Porch
Parking Information:
Attached Garage: No
Parking: Carport, Two Car
Lot Features
Lot Information:
Lot: Level
Lot Size: 1.30 Acres
Utilities
Utilities Information:
Heating: Central, Electric
Cooling: Central Air
Price Information
Listing Price Info
Price Summary:
List Price: $145,000
Price Per SqFt: $112/SqFt
Tax Information:
Annual Amount: $147
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Russellville, AR.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$791
Per Month
Principal & Interest
$724
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$501
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
9
/10
Center Valley Elementary School
5401 Sr 124
Distance between this listing and this school0.58 miles
Public District Grades PK-4
4
/10
Crawford Elementary School
1116 Parker Rd
Distance between this listing and this school3.50 miles
Public District Grades PK-4
3
/10
Dwight Elementary School
1300 W 2nd Pl
Distance between this listing and this school4.94 miles
Public District Grades KG-4
Nearby Schools
4
/10
Russellville Middle School
1203 W 4th Pl
Distance between this listing and this school5.19 miles
Public District Grades 6-7
6
/10
Russellville Upper Elementary School
1201 W 4th Pl
Distance between this listing and this school5.22 miles
Public District Grades 5-5
6
/10
Dover Middle School
203 College St
Distance between this listing and this school5.60 miles
Public District Grades 5-8
Nearby Schools
5
/10
Russellville Jr. High School
2000 W Parkway Dr
Distance between this listing and this school4.85 miles
Public District Grades 8-9
6
/10
Russellville High School
2203 S Knoxville Ave
Distance between this listing and this school5.17 miles
Public District Grades 10-12
5
/10
Dover High School
101 Pirates Loop
Distance between this listing and this school5.44 miles
The neighbors living near this home have an average income of $53,963. Typical income of Russellville, AR residents is between $35k-100k annually. Typical family type is married, no kids. Residents of this area typically have post secondary degree education.
This 1,300 square foot home, which was built in 1940, sits on a 1.30 acre lot. Features: 3 bedrooms, 1 bathroom. It has been listed on Rocket Homes since November 04, 2024 and is currently priced at $145,000.
Between October 2024 and November 2024, Russellville, AR real estate market has seen increase in the number of listings by 3.4%. The median list price of listings available in November 2024 was $239,900, while the average time on the real estate market was 76 days.
From Rocket Homes Real Estate and based on county public records data.