Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,089
Per Month
Principal & Interest
$2,022
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,281
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
Yocum Elementary School
308 S College Ave
Distance between this listing and this school2.84 miles
Public District Grades KG-4
7
/10
Parkers Chapel Elementary School
209 Parkers Chapel Rd
Distance between this listing and this school3.03 miles
Public District Grades PK-6
6
/10
Northwest Elementary School
1600 N College Ave
Distance between this listing and this school3.04 miles
Public District Grades KG-4
Nearby Schools
6
/10
Barton Jr. High School
400 W Faulkner St
Distance between this listing and this school3.23 miles
Public District Grades 7-8
5
/10
Washington Middle School
601 Martin Luther King Ave
Distance between this listing and this school4.44 miles
Public District Grades 5-6
4
/10
Norphlet Middle School
700 School St
Distance between this listing and this school7.73 miles
Public District Grades 5-8
Nearby Schools
4
/10
El Dorado High School
501 Timberlane Dr
Distance between this listing and this school1.92 miles
Public District Grades 9-12
7
/10
Parkers Chapel High School
209 Parkers Chapel Rd
Distance between this listing and this school3.03 miles
Public District Grades 7-12
5
/10
Smackover High School
1 Buckaroo Ln
Distance between this listing and this school10.65 miles
The neighbors living near this home have an average income of $75,843. Most El Dorado, AR residents have annual incomes between $35k-100k. Most families are married, no kids. Most residents in this area have post secondary degree education.
This 2,668 square foot home, which was built in 2005, sits on a 3.00 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since October 14, 2024 and is currently priced at $405,000.
In October 2024 more than 2 listings in El Dorado, AR were sold above the asking price. During the same period more than 4 listings were sold at asking price, while more than 7 were sold below. The number of homes for sale in El Dorado, AR decreased by 3.6% between September 2024 and October 2024.
From Rocket Homes Real Estate and based on county public records data.