Stunning one acre lot with a driveway and building spot already cleared! Towering hardwoods provide wooded privacy on all sides AND it adjoins a wooded, preserved green space! The shape of this lot provides an extra wide building site if needed. Tucked away on a quiet, county maintained, dead end drive in the beautiful Sunset Point neighborhood just off scenic M-22 that meanders along the Lake Michigan coastline. So close to Portage Lake and Lake Michigan beaches, kayak and boat launches, marinas, golf courses, hiking trails, great restaurants, fishing and hunting. All underground utilities. Minimum 2000 sq ft home requirement. Low $150 annual HOA fee. Land contract possible W/25% down, 7%, 10 yr amortization, 5 yr balloon. Adjoining parcel also available.
Property Details
Property Features
Listing Office:
Office Name: RE/MAX Bayshore Manistee
Office Email: bbrick@bobbrick.com
Listing Agent: Marjorie Zaccanelli
Lot Features
Lot Information:
Lot: Wooded
Lot Size: 1.01 Acres
Other
Directions Information:
Directions: US-31 to 8 Mile Rd. West on 8 Mile Rd to end (M-22). Right through Onekama on M-22 to Maidens Road. Right on Maidens Road to Emerald Ridge.
Price Information
Listing Price Info
Price Summary:
List Price: $39,900
HOA Fees:
Amount: $150
Frequency: Annually
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Onekama, MI.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$279
Per Month
Principal & Interest
$200
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$12
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$186
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
Bear Lake Elementary School
7748 Cody St
Distance between this listing and this school4.15 miles
Public District Grades PK-6
4
/10
Knd Elementary School
4400 Highbridge Rd
Distance between this listing and this school10.81 miles
Public Magnet Grades KG-6
5
/10
John F Kennedy Elementary School
550 Maple St
Distance between this listing and this school11.24 miles
Public District Grades 3-5
Nearby Schools
5
/10
Brethren Middle School
4400 Keister St
Distance between this listing and this school10.83 miles
Public District Grades 7-8
4
/10
Benzie Central Middle School
9300 Homestead Rd
Distance between this listing and this school18.16 miles
Public District Grades 6-8
5
/10
Mason County Central Middle School
310 W Beryl St
Distance between this listing and this school29.38 miles
Public District Grades 6-8
Nearby Schools
7
/10
Onekama Consolidated Schools
5016 Main St
Distance between this listing and this school1.24 miles
Public District Grades KG-12
7
/10
Bear Lake High School
7748 Cody St
Distance between this listing and this school4.16 miles
Public District Grades 7-12
5
/10
Brethren High School
4400 Keister St
Distance between this listing and this school10.77 miles
The neighbors living near this home have an average income of $53,506. Typical income of Onekama, MI residents is between $35k-100k annually. Residents typically live in married, no kids family. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About Emerald Ridge Trl Unit 3
What is the listing price of this property?
The listing price of Emerald Ridge Trl Unit 3 property is $39,900.
What type of property is this?
The property Emerald Ridge Trl Unit 3 is land located in Onekama, Michigan, 49675.
Is this property for sale now?
Active Listing: Emerald Ridge Trl Unit 3 is For Sale (Active/New) which means the seller is accepting offers.
How much acreage is this property?
The property Emerald Ridge Trl Unit 3 is 1.01 acres.
Interested in Emerald Ridge Trl Unit 3? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at Emerald Ridge Trl Unit 3 in Onekama, MI and zip code 49675. This home sits on a 1.01 acre lot. It has been listed on Rocket Homes since August 30, 2024 and is currently priced at $39,900.
Between October 2024 and November 2024, Onekama, MI real estate market has seen decrease in the number of listings by 20%. The median list price of listings available in November 2024 was $204,900, while the average time on the real estate market was 149 days.
From Rocket Homes Real Estate and based on county public records data.
Disclaimer: Information deemed reliable, but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor this broker shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program of MichRIC, LLC. Real estate listings held by brokerage firms other than this broker are marked with the BR logo and detailed information includes the name of the listing broker. Copyright 2024 Grand Rapids Association of REALTORS® / Copyright © MichRIC, LLC. / MLS Exchange Inc. All rights reserved.
Hunting
Hunting
Figure Skating
NASCAR
Dillards
Dollar General
Bass Pro Shops
Cracker Barrel
Applebees
Hardee's
Cadillac
GMC
Subaru
News/Talk/Information
Classic Country
New Country