Great non-waterfront Lot 1 of Oyster Point Subdivision that would make a great lot for building your retirement and/or a second get-a-way from the city in a prime local community This ideal location is within close proximity to White Stone, shopping, hospital, restaurants and all the amenities and events offered in this special Northern Neck Area. The Oyster Point Community HOA in place to protect your neighborhood and home location. Call today for directions and a tour. See sign on Lot. Happy to answer any questions needed, just give me a call.
Property Details
Property Features
Listing Office:
Office Name: Liz Moore & Associates
Office Phone: (804) 436-9145
Listing Agent: Sandra H. Hargett
Interior Features
Interior Information:
Basement: No
Lot Features
Lot Information:
Lot: Unimproved Land
Lot Size: 1.23 Acres
Other
Directions Information:
Directions: From Kilmarnock, follow Route 3 through White Stone toward the bridge. Take right on James Wharf Road and continue on James Wharf Road until you come to Oyster Point Community on your right. Lot 1 on left.
Price Information
Listing Price Info
Price Summary:
List Price: $89,000
HOA Fees:
Amount: $300
Frequency: Annually
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in White Stone, VA.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$537
Per Month
Principal & Interest
$445
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$25
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$333
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
Middlesex Elementary School
823 Philpot Rd
Distance between this listing and this school6.16 miles
Public District Grades PK-5
2
/10
Lancaster Primary School
36 Primary School Cir
Distance between this listing and this school7.00 miles
Public District Grades PK-3
4
/10
Lee-Jackson Elementary School
347 Church St # RT611
Distance between this listing and this school15.74 miles
Public District Grades PK-4
Nearby Schools
3
/10
Lancaster Middle School
191 School St
Distance between this listing and this school4.82 miles
Public District Grades 4-8
5
/10
St. Clare Walker Middle School
6814 General Puller Hwy
Distance between this listing and this school5.87 miles
Public District Grades 6-8
3
/10
Thomas Hunter Middle School
387 Church St # RT611
Distance between this listing and this school15.68 miles
Public District Grades 5-8
Nearby Schools
6
/10
Lancaster High School
8815 Mary Ball Rd
Distance between this listing and this school8.36 miles
Public District Grades 9-12
6
/10
Middlesex High School
454 General Puller Hwy
Distance between this listing and this school10.27 miles
Public District Grades 9-12
4
/10
Mathews High School
9889 Buckley Hall Rd # RT198
Distance between this listing and this school14.76 miles
The neighbors living near this home have an average income of $49,215. The majority of White Stone, VA residents have income between $35k-100k annually. Most families are single, no kids. The most common level of education of people living in this area is high school diploma.
All data provided by Home Junction and Claritas
Frequently Asked Questions About LOT1 Oyster Pt
What is the listing price of this property?
The listing price of LOT1 Oyster Pt property is $89,000.
What type of property is this?
The property LOT1 Oyster Pt is land located in White Stone, Virginia, 22578.
Is this property for sale now?
Active Listing: LOT1 Oyster Pt is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at LOT1 Oyster Pt in White Stone, VA and zip code 22578. This home sits on a 1.23 acre lot. It has been listed on Rocket Homes since May 10, 2024 and is currently priced at $89,000.
In October 2024, from all listings sold in White Stone, VA there were more than 0 sold above asking price, over 3 sold below and more than 1 were sold right at the asked price. The number of listings in White Stone, VA increased by 24% between September 2024 and October 2024. While the average time on the market in October 2024 was 102 days, the median list price was $700,000.
From Rocket Homes Real Estate and based on county public records data.