Whether you're looking to build a permanent residence or a vacation rental, find the ideal homesite just 10 minutes from the charm of downtown Blue Ridge in the desirable community of The Ridges! Lot 161 boasts level terrain and a fantastic build site, making it easy to create your perfect mountain getaway. Enjoy the peaceful surroundings of The Ridges with Hemptown Creek flowing through the area, and take advantage of upcoming community amenities like a clubhouse with fitness center and pool, perfect for relaxation and social gatherings. Experience the benefits of a well-developed, gated neighborhood with underground utilities, including power, water, and high-speed fiber internet, ensuring modern conveniences amidst the beauty of nature. Short-term rentals are permitted, giving you the flexibility to generate income when you're not enjoying your slice of paradise. Don't miss out on this incredible opportunity to be part of a vibrant mountain community—where your dream home awaits!
Property Details
Property Features
Listing Office:
Office Name: High Country Realty
Office Phone: (678) 373-8039
Exterior Features
Exterior Information:
View: Trees/Woods
Virtual/3D Tour
Virtual Tour: LOT161 Ridge Dr
Virtual Tour
Lot Features
Lot Information:
Lot: Wooded
Lot Size: 0.87 Acres
Price Information
Listing Price Info
Price Summary:
List Price: $84,500
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Morganton, GA.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$489
Per Month
Principal & Interest
$422
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$320
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
East Fannin Elementary School
1 Elementary Cir
Distance between this listing and this school0.49 miles
Public District Grades KG-5
4
/10
Blue Ridge Elementary School
224 E Highland St
Distance between this listing and this school4.37 miles
Public District Grades PK-5
4
/10
West Fannin Elementary School
5060 Blue Ridge Dr
Distance between this listing and this school8.10 miles
Public District Grades KG-5
Nearby Schools
6
/10
Fannin County Middle School
4560 Old Highway 76
Distance between this listing and this school2.97 miles
Public District Grades 6-8
5
/10
Ranger Elementary & Middle School
101 Hardy Truett Rd
Distance between this listing and this school10.47 miles
Public District Grades PK-8
7
/10
Hiwassee Dam Elementary & Middle School
337 Blue Eagle Cir
Distance between this listing and this school15.89 miles
Public District Grades PK-8
Nearby Schools
5
/10
Fannin County High School
360 Rebels Cir
Distance between this listing and this school4.72 miles
Public District Grades 9-12
7
/10
Copper Basin High School
205 Cougar Dr
Distance between this listing and this school12.81 miles
Public District Grades 7-12
3
/10
Hiwassee Dam High School
267 Blue Eagle Cir
Distance between this listing and this school15.91 miles
The neighbors living near this home have an average income of $41,371. The most common annual income of people living in Morganton, GA is between $35k-100k. The majority of families are married, no kids. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About LOT161 Ridge Dr
What is the listing price of this property?
The listing price of LOT161 Ridge Dr property is $84,500.
What type of property is this?
The property LOT161 Ridge Dr is land located in Morganton, Georgia, 30560.
Is this property for sale now?
Active Listing: LOT161 Ridge Dr is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at LOT161 Ridge Dr in Morganton, GA and zip code 30560. This home sits on a 0.87 acre lot. It has been listed on Rocket Homes since September 23, 2024 and is currently priced at $84,500.
While more than 0 listings in Morganton, GA in November 2024 were sold above asking price, there were more than 1 listings sold at asking price, and more than 4 were sold below. The number of listings in Morganton, GA increased by 13.3% between October 2024 and November 2024. In November 2024, listings were on the market for 55 days. During the same period, the median list price in this real estate market was $580,000.
From Rocket Homes Real Estate and based on county public records data.