Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$267
Per Month
Principal & Interest
$200
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$186
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
Murphy Elementary School
315 Valley River Ave
Distance between this listing and this school1.21 miles
Public District Grades PK-5
8
/10
Peachtree Elementary School
30 Upper Peachtree Rd
Distance between this listing and this school3.97 miles
Public District Grades PK-5
5
/10
Hayesville Elementary School
72 Elementary School Drive
Distance between this listing and this school11.56 miles
Public District Grades 3-5
Nearby Schools
6
/10
Murphy Middle School
65 Middle School Dr
Distance between this listing and this school1.51 miles
Public District Grades 6-8
6
/10
Martins Creek Elementary & Middle School
1459 Tobe Stalcup Rd
Distance between this listing and this school4.09 miles
Public District Grades PK-8
5
/10
Ranger Elementary & Middle School
101 Hardy Truett Rd
Distance between this listing and this school10.48 miles
Public District Grades PK-8
Nearby Schools
7
/10
Murphy High School
234 High School Cir
Distance between this listing and this school1.52 miles
Public District Grades 9-12
7
/10
Tri-County Early College High School
4650 E US 64 Alt
Distance between this listing and this school2.86 miles
Public District Grades 9-12
7
/10
Hayesville High School
205 Yellow Jacket Dr
Distance between this listing and this school11.55 miles
The neighbors living near this home have an average income of $39,052. Typical income of Murphy, NC residents is between $35k-100k annually. The most common type of family is married, no kids. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 380 Sterling Pt
What is the listing price of this property?
The listing price of 380 Sterling Pt property is $39,900.
What type of property is this?
The property 380 Sterling Pt is land located in Murphy, North Carolina, 28906.
Is this property for sale now?
Active Listing: 380 Sterling Pt is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2018 is $239 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 380 Sterling Pt in Murphy, NC and zip code 28906. This home sits on a 3.75 acre lot. It has been listed on Rocket Homes since July 24, 2024 and is currently priced at $39,900.
In November 2024, from all listings sold in Murphy, NC there were more than 0 sold above asking price, over 2 sold below and more than 0 were sold right at the asked price. The inventory of homes for sale in Murphy, NC between October 2024 and November 2024 increased by 15.3%. In November 2024, listings were on the market for 59 days. During the same period, the median list price in this real estate market was $330,500.
From Rocket Homes Real Estate and based on county public records data.
NASCAR
NASCAR
Hunting
Pro Wrestling
Dollar General
Wal-Mart
Bass Pro Shops
Hardee's
Jimmy Johns
Applebees
GMC
Ram
Dodge
Classic Country
Oldies