Nestled just across the street from the tranquil waters of Hicks Lake, a pristine 365-acre spring-fed treasure in Washington County, lies a picturesque .673-acre lot awaiting its new owner. Super high and dry lot, flood Zone X, NO HOA, mobile homes and houses allowed. This delightful parcel of land offers not only a proximity to an array of other freshwater lakes and public boat landings (including Lucas Lake & Stewart Lake), making it a perfect spot for anyone passionate about fishing, boating, or simply enjoying the great outdoors. Less than 45 minutes away, the vibrant beaches and activities of Panama City Beach and the Bay beckon, providing an appealing mix of quiet lake life with the bustle of beach side entertainment. Originally purchased via tax deed, this property is offered through a quitclaim deed with no title policy/insurance. The buyer has the option to secure a warranty deed at their own expense via services. Whether envisioned as a cozy fishing camp, a weekend getaway, or a full-time residence soaking in the peaceful lake vibes, this lot represents a unique opportunity to craft a haven in a truly enviable location.
Property Details
Property Features
Listing Office:
Office Name: Elite Realty
Exterior Features
Exterior Information:
View: Lake
Lot Features
Lot Information:
Lot Size: 0.67 Acres
Other
Directions Information:
Directions: From Chipley travel S on Hwy 77. Turn right onto Moss Hill Rd. Left onto Lucas Lake Rd. Left onto Lakeshore Dr. Property is down on the left
Price Information
Listing Price Info
Price Summary:
List Price: $28,500
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Chipley, FL.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$210
Per Month
Principal & Interest
$143
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$152
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
Vernon Elementary School
3665 Roche Ave
Distance between this listing and this school5.61 miles
Public District Grades PK-5
4
/10
Kate M. Smith Elementary School
1447 South Blvd
Distance between this listing and this school18.00 miles
Public District Grades PK-5
7
/10
Southport Elementary School
1835 Bridge St
Distance between this listing and this school18.15 miles
Public District Grades PK-5
Nearby Schools
3
/10
Vernon Middle School
3190 Moss Hill Rd
Distance between this listing and this school4.49 miles
Public District Grades 6-8
4
/10
Bonifay K-8 School
140 Blue Devil Dr
Distance between this listing and this school16.60 miles
Public District Grades PK-8
4
/10
Roulhac Middle School
1535 Brickyard Rd
Distance between this listing and this school17.60 miles
Public District Grades 6-8
Nearby Schools
4
/10
Vernon High School
3232 Moss Hill Rd
Distance between this listing and this school4.49 miles
Public District Grades 9-12
6
/10
Deane Bozeman School
13410 Highway 77
Distance between this listing and this school10.42 miles
Public District Grades PK-12
4
/10
Holmes County High School
105 Blue Devil Dr
Distance between this listing and this school16.69 miles
The neighbors living near this home have an average income of $32,557. Most Chipley, FL residents have annual incomes less than $35k. The most common type of family is single, no kids. The most common level of education of people living in this area is high school diploma.
All data provided by Home Junction and Claritas
Frequently Asked Questions About LOTB-7 Lakeshore Dr
What is the listing price of this property?
The listing price of LOTB-7 Lakeshore Dr property is $28,500.
What type of property is this?
The property LOTB-7 Lakeshore Dr is land located in Chipley, Florida, 32428.
Is this property for sale now?
Active Listing: LOTB-7 Lakeshore Dr is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at LOTB-7 Lakeshore Dr in Chipley, FL and zip code 32428. This home sits on a 0.67 acre lot. It has been listed on Rocket Homes since April 24, 2024 and is currently priced at $28,500.
In October 2024, from all listings sold in Chipley, FL there were more than 1 sold above asking price, over 5 sold below and more than 4 were sold right at the asked price. The inventory of homes for sale in Chipley, FL between September 2024 and October 2024 decreased by 7.1%. The median list price of listings available in October 2024 was $239,990, while the average time on the real estate market was 98 days.
From Rocket Homes Real Estate and based on county public records data.