This 3.09-acre parcel presents an incredible opportunity for a builder/developer or someone in search of a great place to build a North Idaho dream home! Conveniently located in the heart of Spirit Lake, this property offers potential into the future for low-density residential development or a private estate. Subdivision is possible for 2 parcels per acre, so this property could be subdivided into 6 parcels (2 per lot). Just blocks away from vibrant downtown Spirit Lake with many amenities nearby, and only 40 minutes from Coeur d'Alene, the possibilities are endless for a motivated buyer!
Property Details
Property Features
Listing Office:
Office Name: Keller Williams Realty Coeur d'Alene
Office Phone: (208) 667-2399
Exterior Features
Exterior Information:
View: Territorial
Exterior: See Remarks, Timber - Part
Lot Features
Lot Information:
Lot: Level, Open Lot, Wooded
Lot Size: 3.09 Acres
Other
Directions Information:
Directions: North to Spirit Lake on N Hwy 41 to N 5th Ave, turn east on W New Hampshire St and follow until it turns into dirt road, look for signs
Price Information
Listing Price Info
Price Summary:
List Price: $199,000
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Spirit Lake, ID.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,061
Per Month
Principal & Interest
$994
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$663
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
Spirit Lake Elementary School
32605 N 5th Ave
Distance between this listing and this school0.59 miles
Public District Grades KG-5
8
/10
Twin Lakes Elementary School
5326 W Rice Rd
Distance between this listing and this school7.23 miles
Public District Grades KG-5
5
/10
Athol Elementary School
6333 E Menser Ave
Distance between this listing and this school7.61 miles
Public District Grades KG-5
Nearby Schools
3
/10
Lakeland Middle School
15601 N Highway 41
Distance between this listing and this school10.27 miles
Public District Grades 6-8
5
/10
Woodland Middle School
2101 Suite Michelle
Distance between this listing and this school16.75 miles
Public District Grades 6-8
6
/10
Post Falls Middle School
301 E 16th Ave
Distance between this listing and this school16.92 miles
Public District Grades 6-8
Nearby Schools
8
/10
Timberlake High School
5973 West Highway 54
Distance between this listing and this school0.62 miles
Public District Grades 9-12
7
/10
Lakeland High School
7006 W Highway 53
Distance between this listing and this school10.21 miles
Public District Grades 9-12
10
/10
North Idaho STEM Charter Academy
15633 N Meyer Rd
Distance between this listing and this school10.28 miles
The neighbors living near this home have an average income of $58,542. Typical income of Spirit Lake, ID residents is between $35k-100k annually. Residents typically live in married, no kids family. The most common level of education of people living in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About Lts2,3,4 Blk 105 W Vermont Street
What is the listing price of this property?
The listing price of Lts2,3,4 Blk 105 W Vermont Street property is $199,000.
What type of property is this?
The property Lts2,3,4 Blk 105 W Vermont Street is land located in Spirit Lake, Idaho, 83869.
Is this property for sale now?
Active Listing: Lts2,3,4 Blk 105 W Vermont Street is For Sale (Active/New) which means the seller is accepting offers.
How much acreage is this property?
The property Lts2,3,4 Blk 105 W Vermont Street is 3.09 acres.
Interested in Lts2,3,4 Blk 105 W Vermont Street? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at Lts2,3,4 Blk 105 W Vermont Street in Spirit Lake, ID and zip code 83869. This home sits on a 3.09 acre lot. It has been listed on Rocket Homes since February 22, 2024 and is currently priced at $199,000.
The number of homes for sale in Spirit Lake, ID decreased by 17.5% between September 2024 and October 2024. The median list price of listings available in October 2024 was $579,000, while the average time on the real estate market was 91 days.
From Rocket Homes Real Estate and based on county public records data.
NASCAR
NASCAR
Hunting
Pro Wrestling
Dollar General
Bass Pro Shops
Academy Sports & Outdoors
Hardee's
Jimmy Johns
Applebees
Oldsmobile
GMC
Chevrolet
Oldies
Classic Country
New Country