*** Lot is not a buildable lot according to Anne Arundel County. **** Desirable Pines on the Severn present 0.26 acre water view lot. Community offers beach, boat ramp, marina and more. Conveniently located minutes from Annapolis and major routes such as Rt 2, Rt 50. All agents and potential buyers will need to contact the County for any additional information about building, engineering, utilities and such. **** Access from Edge Way ****
Property Details
Property Features
Listing Office:
Office Name: HSA Real Estate Group, INC
Office Phone: (410) 647-3300
Listing Agent: Gayle Anne Roberts
Exterior Features
Exterior Information:
View: Creek/Stream, Water
Lot Features
Lot Information:
Lot Size: 0.26 Acres
Other
Directions Information:
Directions: Ritchie Hwy to Arnold Road. Arnold Road will become Severn. Severn Road to Middle Way to Edge Way. Sign on property.
Price Information
Listing Price Info
Price Summary:
List Price: $70,000
Tax Information:
Annual Amount: $159
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
MLS Details
MLS Information:
MLS Name: BRIGHT
MLS Number: #MDAA2064062
Listing Office:
Office Name: HSA Real Estate Group, INC
Office Phone: (410) 647-3300
Listing Agent: Gayle Anne Roberts
Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$417
Per Month
Principal & Interest
$350
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$276
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
Arnold Elementary School
95 Joyce Ln E
Distance between this listing and this school0.88 miles
Public District Grades KG-5
9
/10
West Annapolis Elementary School
505 Melvin Ave
Distance between this listing and this school2.17 miles
Public District Grades KG-5
8
/10
Broadneck Elementary School
470 Shore Acres Rd
Distance between this listing and this school2.28 miles
Public District Grades KG-5
Nearby Schools
8
/10
Magothy River Middle School
241 Peninsula Farm Rd
Distance between this listing and this school2.55 miles
Public District Grades 6-8
8
/10
Severn River Middle School
241 Peninsula Farm Rd
Distance between this listing and this school2.57 miles
Public District Grades 6-8
5
/10
Wiley H. Bates Middle School
701 Chase St
Distance between this listing and this school3.47 miles
Public Magnet Grades 6-8
Nearby Schools
3
/10
Annapolis High School
2700 Riva Rd
Distance between this listing and this school4.46 miles
Public Magnet Grades 9-12
1
/10
Anne Arundel Evening High School
60 Robinson Rd
Distance between this listing and this school4.55 miles
Public District Grades 9-12
8
/10
Chesapeake High School
4798 Mountain Rd
Distance between this listing and this school6.61 miles
The neighbors living near this home have an average income of $130,962. The majority of Anne Arundel County, MD residents have income between $35k-100k annually. Most families are married, no kids. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About Ridgeway Cir
What is the listing price of this property?
The listing price of Ridgeway Cir property is $70,000.
What type of property is this?
The property Ridgeway Cir is land located in Arnold, Maryland, 21012.
Is this property for sale now?
Active Listing: Ridgeway Cir is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $159 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at Ridgeway Cir in Arnold, MD and zip code 21012 in the Arnold neighborhood. This home sits on a 0.26 acre lot. It has been listed on Rocket Homes since July 04, 2023 and is currently priced at $70,000.
In November 2024, from all listings sold in Anne Arundel County, MD there were more than 190 sold above asking price, over 138 sold below and more than 129 were sold right at the asked price. In November 2024 in Anne Arundel County, MD there were 1.8% less homes for sale than in October 2024. While the average time on the market in November 2024 was 23 days, the median list price was $488,694.
From Rocket Homes Real Estate and based on county public records data.
Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement. 
Men's Tennis
Men's Tennis
Skiing/snowboarding
Bloomingdales
Nordstrom
Brooks Brothers
Bonefish Grill
California Pizza Kitchen
Qdoba
Lexus
BMW
Acura
News
Talk/Personality
Sports