This property is $215K less than the Median Sold Price in Kalkaska, MI.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: Aspire North REALTORS
MLS Number: #78080051201
Listing Office:
Office Name: Coldwell Banker Schmidt-Kalkas
Office Phone: (231) 258-8611
Listing Agent: Chad A Anderson
Disclaimer: The data relating to real estate on this web site comes in part from the IDX of Realcomp II Ltd. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$192
Per Month
Principal & Interest
$125
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$141
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
3
/10
Cherry Street Intermediate School
315 S Cherry St
Distance between this listing and this school0.65 miles
Public District Grades 4-5
8
/10
Birch Street Elementary School
309 N Birch St
Distance between this listing and this school1.08 miles
Public District Grades PK-3
6
/10
Rapid City Elementary School
5258 River Road
Distance between this listing and this school9.15 miles
Public District Grades PK-5
Nearby Schools
4
/10
Kalkaska Middle School
1700 W Kalkaska Rd
Distance between this listing and this school1.30 miles
Public District Grades 6-8
3
/10
Forest Area Middle School
7661 Shippy Rd SW
Distance between this listing and this school11.11 miles
Public District Grades 4-8
8
/10
Woodland School
7224 Supply Rd
Distance between this listing and this school13.15 miles
Public Charter Grades KG-8
Nearby Schools
5
/10
Kalkaska High School
109 N Birch St
Distance between this listing and this school0.95 miles
Public District Grades 9-12
5
/10
Forest Area High School
7661 Shippy Rd SW
Distance between this listing and this school11.11 miles
Public District Grades 9-12
9
/10
Elk Rapids High School
308 Meguzee Pt
Distance between this listing and this school15.84 miles
The neighbors living near this home have an average income of $47,606. Residents of Kalkaska, MI typically earn between $35k-100k each year. The most common type of family is single, no kids. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About Spruce St
What is the listing price of this property?
The listing price of Spruce St property is $25,000.
What type of property is this?
The property Spruce St is land located in Kalkaska, Michigan, 49646.
Is this property for sale now?
Active Listing: Spruce St is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at Spruce St in Kalkaska, MI and zip code 49646. This home sits on a 0.49 acre lot. It has been listed on Rocket Homes since October 01, 2024 and is currently priced at $25,000.
In November 2024, from all listings sold in Kalkaska, MI there were more than 1 sold above asking price, over 5 sold below and more than 0 were sold right at the asked price. In November 2024 in Kalkaska, MI there were 10.6% more homes for sale than in October 2024. The median list price of listings available in November 2024 was $240,000, while the average time on the real estate market was 86 days.
From Rocket Homes Real Estate and based on county public records data.