***$200,000 IN FREE UPGRADES AVAILABLE TO THE NEXT 5 BUYERS***FINANCING AVAILABLE*** Indulge in the epitome of luxury living at The Summit Over Bay Harbor, where sophistication meets stunning views of Little Traverse Bay. This lavish unit offers 5,586 Sq.Ft. of opulent interior space, complimented by a 1,139 Sq. Ft. roof top patio for unrivaled entertainment possibilities. In addition, there is a 720 Sq. Ft. of unfinished lower level space, perfect for additional storage and totaling the Sq. Ft. to 7,445. Boasting 4 bedrooms, 4.5 baths, and a customizable guest house; this residence provides personalized luxury. Arrive in style with a four-car garage and elevate to the second floor via the convenient elevator, where floor-to-ceiling windows showcase breathtaking water views. The open-concept layout is perfect for hosting gatherings, with a gourmet kitchen featuring top-tier appliances and a generous island. The living room features a bar area and fireplace, while a family room and en-suite bedroom with a private balcony complete this level. Retreat to the magnificent master suite, offering panoramic water views, a private patio, walk-in closet, and spa-like bathroom. Two additional en-suite bedrooms with private patios are located on the main level, along with the detached guest house. The rooftop oasis offers unparalleled views of Lake Michigan's sunsets, making it the ideal spot for entertaining or relaxing in the hot tub. The Summit's impeccable attention to detail is evident in every corner, with access to a clubhouse featuring an infinity-edge pool and gathering space. Situated across the street from the Cliffs at Bay Harbor and minutes from Petoskey, Charlevoix, Boyne City and Harbor Springs, this location offers a multitude of recreational activities. Don't miss the opportunity to make The Summit your exclusive retreat. Secure your slice of northern Michigan luxury today! Completion starting December 2025.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$17.7K
Per Month
Principal & Interest
$17.7K
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$10.7K
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
9
/10
Lincoln School
616 Connable Ave
Distance between this listing and this school2.24 miles
Public Magnet Grades KG-5
8
/10
Sheridan School
1415 Howard St
Distance between this listing and this school2.92 miles
Public Magnet Grades KG-5
7
/10
Central Elementary School
410 State St
Distance between this listing and this school2.96 miles
Public Magnet Grades KG-5
Nearby Schools
7
/10
Petoskey Middle School
801 Northmen Dr
Distance between this listing and this school4.07 miles
Public Magnet Grades 6-8
6
/10
Harbor Springs Middle School
800 State St
Distance between this listing and this school5.12 miles
Public District Grades 5-8
6
/10
Boyne City Middle School
1025 Boyne Ave
Distance between this listing and this school10.85 miles
Public District Grades 5-8
Nearby Schools
8
/10
Petoskey High School
1500 Hill St
Distance between this listing and this school3.83 miles
Public Magnet Grades 9-12
6
/10
Concord Academy Petoskey
2468 Atkins Rd
Distance between this listing and this school4.71 miles
Public Charter Grades KG-12
6
/10
Harbor Springs High School
500 N Spring St
Distance between this listing and this school4.90 miles
The neighbors living near this home have an average income of $72,030. Most Petoskey, MI residents have annual incomes between $35k-100k. Typical family type is married, no kids. The most common level of education of people living in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 3575 Charlevoix Ave Unit 31
What is the listing price of this property?
The listing price of 3575 Charlevoix Ave Unit 31 property is $3,550,000.
What type of property is this?
The property 3575 Charlevoix Ave Unit 31 is a condo located in Petoskey, Michigan, 49770.
Is this property for sale now?
Active Listing: 3575 Charlevoix Ave Unit 31 is For Sale (Active/New) which means the seller is accepting offers.
How many bedrooms and bathrooms does this property have?
The property at 3575 Charlevoix Ave Unit 31 has 5 bedrooms and 4 full and 1 half bathrooms.
What is the square footage of this property?
The property 3575 Charlevoix Ave Unit 31 is 5,586 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 3575 Charlevoix Ave Unit 31 is 2025.
Interested in 3575 Charlevoix Ave Unit 31? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 3575 Charlevoix Ave Unit 31 in Petoskey, MI and zip code 49770. This 5,586 square foot home was built in 2025. Features: 5 bedrooms, 5 bathrooms. It has been listed on Rocket Homes since May 28, 2024 and is currently priced at $3,550,000.
In October 2024 more than 5 listings in Petoskey, MI were sold above the asking price. During the same period more than 4 listings were sold at asking price, while more than 15 were sold below. The inventory of homes for sale in Petoskey, MI between September 2024 and October 2024 increased by 5%. Listings spent 37 days on the market in October 2024, and had a median list price of $447,250 during the same period.
From Rocket Homes Real Estate and based on county public records data.
The data relating to real estate on this web site comes in part from the Internet Data Exchange Program of the Northern Michigan MLS (NM-MLS). The listings displayed come from various NM-MLS. member offices who have chosen to participate in NM-MLSX IDX, the detailed information The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing about said listings includes the listing office information. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the site hosting broker(s), nor the listing broker or NM-MLS, or this broker shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2024 NM-MLS. All rights reserved
Hunting
Hunting
Figure Skating
NASCAR
Dick's Sporting Goods
Dillards
Wal-Mart
Texas Roadhouse
Cracker Barrel
Hardee's
Subaru
Cadillac
Ram
New Country
News/Talk/Information
Classic Country