Looking for a quiet and peaceful place to escape to? This beautiful lakefront property in the gated community of Long Lake Estates is the perfect location to build your home or second home. The property is 5.17 acres with approximately 330 feet of water front. The lake is private and since it is spring fed it is ideal for swimming, fishing and all kinds of water sports. Located just off of Highway 77 in Greenhead, this land is only 25 minutes to Lynn Haven and 35 minutes to Panama City Beach. Take the first gated entrance and you will be on a paved road from the gate all the way to the property. Lot is on the right approximately .7 of a mile. Dimensions and distances are approximate. If important, buyer to verify.
Property Details
Property Features
Listing Office:
Office Name: Miller & Associates Realty
Exterior Features
Exterior Information:
Waterfront: Lake Front, Natural Shoreline, Waterfront
View: Lake
Lot Features
Lot Information:
Lot: Wooded, Waterfront
Lot Size: 5.17 Acres
Other
Directions Information:
Directions: From Panama City, travel North on Highway 77. Past Highway 20 approximately 5 miles. Turn right onto Greenhead Road. Travel approximately 1.9 miles to the first entrance. Turn right into Long Lake Estates. You will need a gate code. Follow road to Lot #12. on the right side of the road. Look for Real Estate Sign. Call listing agent for gate code.
Price Information
Listing Price Info
Price Summary:
List Price: $105,000
HOA Fees:
Amount: $275
Frequency: Annually
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Chipley, FL.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$614
Per Month
Principal & Interest
$525
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$22
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$381
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
Vernon Elementary School
3665 Roche Ave
Distance between this listing and this school11.46 miles
Public District Grades PK-5
7
/10
Southport Elementary School
1835 Bridge St
Distance between this listing and this school12.75 miles
Public District Grades PK-5
4
/10
Waller Elementary School
11332 E Highway 388
Distance between this listing and this school13.60 miles
Public District Grades PK-5
Nearby Schools
3
/10
Vernon Middle School
3190 Moss Hill Rd
Distance between this listing and this school10.05 miles
Public District Grades 6-8
3
/10
Merritt Brown Middle School
5044 Merritt Brown Way
Distance between this listing and this school16.45 miles
Public District Grades 6-8
8
/10
North Bay Haven Charter Academy Middle School
1 Buccaneer Dr
Distance between this listing and this school16.54 miles
Public Charter Grades 6-8
Nearby Schools
6
/10
Deane Bozeman School
13410 Highway 77
Distance between this listing and this school6.22 miles
Public District Grades PK-12
4
/10
Vernon High School
3232 Moss Hill Rd
Distance between this listing and this school10.05 miles
Public District Grades 9-12
9
/10
North Bay Haven Career Academy
1 Buccaneer Dr
Distance between this listing and this school16.54 miles
The neighbors living near this home have an average income of $49,893. Residents of Chipley, FL typically earn between $35k-100k each year. The majority of families are single, no kids. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About XX Lake Ridge Rd
What is the listing price of this property?
The listing price of XX Lake Ridge Rd property is $105,000.
What type of property is this?
The property XX Lake Ridge Rd is land located in Chipley, Florida, 32428.
Is this property for sale now?
Active Listing: XX Lake Ridge Rd is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at XX Lake Ridge Rd in Chipley, FL and zip code 32428. This home sits on a 5.17 acre lot. It has been listed on Rocket Homes since September 05, 2024 and is currently priced at $105,000.
While more than 1 listings in Chipley, FL in October 2024 were sold above asking price, there were more than 4 listings sold at asking price, and more than 5 were sold below. The number of homes for sale in Chipley, FL decreased by 7.1% between September 2024 and October 2024. While the average time on the market in October 2024 was 98 days, the median list price was $239,990.
From Rocket Homes Real Estate and based on county public records data.