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RHB Assets From IGX: An average first-time homebuyer down payment concept.

Home Buying 6-Minute Read

Michelle Banaszak - Apr 3, 2024

What’s The Average Down Payment On A House For A First-Time Buyer?

The average down payment on a house for a first-time buyer is 6%. Learn more about your down payment options (including how to reduce it) with this guide.

RHB Assets From IGX: Excited couple walking into their new home carrying boxes.

Home Buying 10-Minute Read

Carey Chesney - Apr 2, 2024

What To Know About Buying A House At Auction

Buying a house at auction may sound like a bargain, but there’s a lot to consider. Learn more about the real estate auction process, the pros and cons and more.

RHB Assets From IGX: Older couple looking at a smartphone together, smiling

Home Buying 7-Minute Read

Erin Gobler - Apr 2, 2024

Can I Use My 401(k) To Buy A House? What To Know

You can use the money in a 401(k) to buy a house. But is it right for you? Learn how to use a 401(k) to buy a home, the pros and cons and more in our guide.
RHB Assets From IGX: Couple looking at homes on tablet screen

Home Buying 8-Minute Read

Erin Gobler - Apr 2, 2024

The Home Buying Process Timeline: How Long It Takes To Buy A House

How long does it take to buy a house? Uncover how long the home buying process takes as you prepare to purchase a new home and explore the home buying timeline.

A pristine white suburban home with a well-manicured lawn and blue sky backdrop

Home Buying 4-Minute Read

Melissa Brock - Apr 2, 2024

Mortgagee Clause: What Is It And How Does It Work?

A mortgagee clause is a provision in a home insurance policy that protects the lender and your property. Find out how a mortgagee clause could impact you.

Traditional pale yellow house with Greek columns and wrap-around porch at dusk.

Home Buying 10-Minute Read

Carla Ayers - Apr 2, 2024

Pros And Cons Of FHA Loans: A Full Guide On What To Consider

FHA loans offer advantages that other loans don’t, but they also have downsides. See all the pros and cons of an FHA loan and whether this is your best option.
Woman helping her elderly mother fill out paperwork in a sunny kitchen.

Home Buying 6-Minute Read

Scott Steinberg - Apr 2, 2024

Can You Use A Roth IRA To Buy A House? Here’s How

There are specific rules about withdrawing from Roth IRAs to buy a home. Learn how to avoid early withdrawal penalties and explore all your available options.
Young woman with Down Syndrome standing in study of her new home.

Home Buying 8-Minute Read

Melissa Brock - Apr 2, 2024

Can You Buy A House On Disability? Everything To Know

Homeownership is possible for those on disability income. Use our guide to learn more about available home loans and programs to purchase a home.
Woman with brown hair reading some papers while sitting on the couch.

Home Buying 5-Minute Read

Jamie Johnson - Apr 2, 2024

Buying A House With An LLC: Is It Right For You?

You can buy a house with an LLC, but is it right for you? Learn the pros and cons that real estate investors face if they decide to buy a house with an LLC.
RHB Assets From IGX: Asian-American couple reviewing finances together at home

Home Buying 6-Minute Read

Carey Chesney - Apr 2, 2024

Why Did My Mortgage Increase? Key Factors That Can Change Your Mortgage Payment

Did you know that mortgage payments can change, even with a fixed-rate loan? Read on to learn four possible reasons why your mortgage payment can go up.

A waterfront town in Oregon with houses and trees.

Home Buying 7-Minute Read

Erin Gobler - Apr 1, 2024

14 First-Time Home Buyer Mistakes And Tips To Avoid Them

Are you a first-time home buyer who wants to avoid mistakes? Use our expert tips to steer clear of the most common first-time home buyer mistakes.

Single-story house with large tree in front yard at sunrise.

Home Buying 5-Minute Read

Melissa Brock - Apr 1, 2024

FHA Minimum Property Standards: What To Know

To finance a house with an FHA loan, it must be safe, secure and sound. Learn how to buy your dream home with our guide to FHA minimum property standards.

Overhead view of collection of homes in an HOA.

Home Buying 9-Minute Read

David Collins - Apr 1, 2024

What Is A Homeowners Association (HOA)? Meaning, Rules And If It’s Right For You

Homeowners associations (HOAs) offer a lot of benefits to their members if their values align. Discover what a homeowners association is and how it works.

Older couple snuggling on plush couch and smiling.

Home Buying 7-Minute Read

Kevin Graham - Apr 1, 2024

Can You Get A Mortgage Without A Job? A Guide For Unemployed Home Buyers

Buying a house while unemployed can be more complex than it is for those who are working. Learn how to get a mortgage without a job and if you can make it work.
Young couple carrying a couch into a new home filled with cardboard boxes.

Home Buying 8-Minute Read

Carla Ayers - Apr 1, 2024

8 First-Time Home Buyer Questions

Explore eight key first-time home buyer questions. From down payments to mortgages to credit scores and more – get the answers you need to navigate home buying.
RHB Assets From IGX: A tray ceiling in a home.

Home Buying 6-Minute Read

Melissa Brock - Mar 31, 2024

Co-Borrower Vs. Co-Signer: The Difference Explained

A co-borrower and a co-signer can both help you qualify for a mortgage, but there are important differences you should know. Learn which may be better for you. 

An open-concept living room.

Home Buying 6-Minute Read

Carla Ayers - Mar 31, 2024

What Is A Townhouse? A Comprehensive Guide

If you don’t want to buy a traditional home, a townhouse could be a good alternative. Read on to learn more about townhouses and what living in one entails.

VA loan approved condo with a well-maintained exterior and green surroundings

Home Buying 6-Minute Read

Lauren Nowacki - Mar 28, 2024

12 Costs Of Buying A House To Save For

Besides a down payment and monthly mortgage, do you know all the fees associated with buying a house? Here are 12 common costs of buying a house to save for.