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Attic storage space filled with boxes and a comfortable chair

Home Buying 10-Minute Read

Mike Lerchenfeldt - Dec 27, 2023

How Much Does It Cost To Build A House?

The cost to build a house varies by location, cost of materials and square footage. Learn how much it costs to build a house on average and if it’s worth it.

RHB Assets From IGX: Aerial view of Little Rock, Arkansas cityscape.

Home Buying 5-Minute Read

Katie Ziraldo - Dec 22, 2023

2023 Guide To First-Time Home Buyer Programs In Arkansas

Are you thinking about buying your first home in the Natural State? Learn more about first-time home buyer programs available in Arkansas with our 2023 guide.

Man holds for sale sign with family in the background

Home Buying 6-Minute Read

Miranda Crace - Dec 22, 2023

What Is A Conforming Loan, And Is It Right For You?

Conforming loans meet the funding criteria of Fannie Mae and Freddie Mac. Learn about the pros and cons of choosing a conforming loan for your mortgage.

Couple looking over finances on laptop at kitchen table together.

Home Buying 5-Minute Read

Hanna Kielar - Dec 22, 2023

Non-Conforming Loans: A Complete Guide

A non-conforming loan doesn’t meet the funding criteria of Fannie Mae and Freddie Mac. Discover everything you need to know about non-conforming loans.

An African-American family moving into a new house.

Home Buying 9-Minute Read

Miranda Crace - Dec 22, 2023

FHA 203(k) Home Renovation Loans: A Guide

An FHA 203(k) loan lets you buy and renovate a home – your current home. Learn how FHA 203(k) loans make your like-new home dreams come true.

RHB Assets From IGX: An employee working on a computer.

Home Buying 7-Minute Read

Hanna Kielar - Dec 22, 2023

Jumbo Vs. Conventional Loans: Are They The Same?

Will your new home require a conventional or jumbo loan? Learn the differences between jumbo vs. conventional loans to see which fits your home buying needs.

A smiling woman on cell phone leaning against a tree

Home Buying 7-Minute Read

Erin Gobler - Dec 22, 2023

Conventional Loan: Definition And How They Work

Conventional home loans are great for first-time buyers because of the lower costs they offer. Learn about the requirements and how they compare to other loans.
RHB Assets From IGX: A laundry room.

Home Buying 8-Minute Read

Katie Ziraldo - Dec 21, 2023

How To Buy Abandoned Property In 7 Steps

Buying an abandoned house can mean a lower purchase price, but paying for expensive renovations. Learn how to buy abandoned property and if it’s right for you.
Agent showing house to couple in kitchen.

Home Buying 8-Minute Read

Ranyah Bullock - Dec 17, 2023

What Is An Adjustable-Rate Mortgage (ARM) And How Does It Work?

Adjustable-rate mortgages (ARMs) can help buyers get a lower interest rate and increase home affordability. Read more about what an adjustable-rate mortgage is.
RHB Assets From IGX: A close-up of a blue wooden door.

Home Buying 5-Minute Read

Erin Gobler - Dec 16, 2023

Documents Needed For A Mortgage Preapproval: A Complete Checklist

A mortgage preapproval requires some documents from a borrower before the lender will approve that borrower. See the documents needed for preapproval, and why. 

Row of houses in Utah with mountains in the background

Home Buying 17-Minute Read

Erin Gobler - Dec 16, 2023

Mortgage Terms To Know If You’re Getting Ready To Buy A House

Home buyers should know mortgage terminology before starting the home buying process. Understand the following key mortgage terms to better prepare yourself.

RHB Assets From IGX: Young couple looking at a house with real estate agent, alternative angle

Home Buying 11-Minute Read

Lauren Nowacki - Dec 16, 2023

Is It Cheaper To Build or Buy A House?: The Pros, Cons And Prices You Need To Know

Is it cheaper to build a house or buy one? The answer may surprise you. Learn the pros and cons of building versus buying and which is best for your budget.

Row of colorful new townhomes.

Home Buying 7-Minute Read

Josephine Nesbit - Dec 13, 2023

A Comprehensive Guide To Mortgage Preapprovals

Mortgage preapproval is a necessary first step toward buying a house. Let’s learn how to get preapproved for a home loan and why buyers should get preapproved.
RHB Assets From IGX: Aerial view of a neighborhood

Home Buying 12-Minute Read

Morgan McBride - Dec 13, 2023

What Is A Mortgage And How Does It Work? A Complete Guide

A mortgage is a loan that finances a home purchase. Discuss the finer details of a mortgage, how mortgages work, mortgage types and how to apply for a mortgage.
Happy woman with arms stretched overhead in joy, surrounded by moving boxes and in front of a grey couch.

Home Buying 7-Minute Read

Erin Gobler - Aug 27, 2024

Fannie Mae HomeReady: Income Limits And How It Works

HomeReady allows home buyers to make 3% down payments and homeowners to refinance existing mortgages. Learn about HomeReady income limits to see if you qualify.
RHB Assets From IGX: Couple making an offer on a house, holding a folder

Home Buying 6-Minute Read

Victoria Araj - Dec 9, 2023

How To Make An Offer On A House: 6 Steps For Buyers

When you find your dream home, the next step is submitting an offer. Uncover how to make an offer on a house, how long the process takes and home purchase tips.

Worker wearing a safety vest pumping a homeowner's septic tank in their backyard.

Home Buying 8-Minute Read

Kit Wakelin - Dec 8, 2023

A Home Buyer’s Guide To Septic Inspections: What They Are And What To Expect

A septic inspection examines a home’s wastewater system. In our guide, learn what happens during a septic inspection, who pays for the inspection, and more.
RHB Assets From IGX: Real estate agent discussing procuring cause with clients

Home Buying 4-Minute Read

Carla Ayers - Dec 8, 2023

What Is Procuring Cause In A Real Estate Transaction? How Commission Is Disputed

The procuring cause of a sale is the real estate agent whose actions bring the deal to close. Learn how disputes regarding real estate commissions are resolved.