Related Resources

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RHB Assets From IGX: Realtor consulting with a young couple during a home tour.

Homeowner Tips - 6-Minute Read

Josephine Nesbit - Aug 13, 2024

Refinance Requirements: What To Know

Most lenders require a certain credit score and enough home equity to refinance. Use our guide to prepare for a refinance and learn the refinance requirements.
RHB Assets From IGX: Woman on phone in a home office setting

Homeowner Tips - 4-Minute Read

Sarah Sharkey - Aug 12, 2024

Can You Refinance With No Closing Costs? A Guide To A No-Closing-Cost Refinance

A no-closing-cost refinance allows homeowners to roll closing costs into a new loan and pay less cash upfront. Read more about no-closing-cost refinances here.

A posh, well-decorated living room.

Homeowner Tips - 10-Minute Read

Melissa Brock - Jul 24, 2024

What Is Home Equity? Definition, How It Works And FAQs

Home equity is the amount of ownership a homeowner has in their home. Learn more about what home equity is, how to calculate it and how to build it here.

RHB Assets From IGX: Couple reviewing finances and paperwork at home

Homeowner Tips - 10-Minute Read

Kevin Graham - Jul 18, 2024

Loan Modification Vs. Refinance: A Decision Guide For Homeowners

Both loan modification and a refinance can provide repayment relief for homeowners. Here are the key differences between loan modification versus a refinance.
RHB Assets From IGX: A contemporary home with modern design

Homeowner Tips - 5-Minute Read

Carey Chesney - Jun 17, 2024

How Long Does It Take To Refinance A House?

Are you curious about how long a refinance takes? Learn about refinancing your current mortgage and discover how homeowners can speed up the process.
RHB Assets From IGX: Couple looking at a tablet in a kitchen

Homeowner Tips - 5-Minute Read

Erin Gobler - Jun 13, 2024

What Is The Break-Even Point On A Mortgage Refinance? A Guide

Refinancing can save you money. But how long does it take to recoup the cost? Learn how to calculate the break-even point on your refinance with our guide.

Two girls drawing next to a dog on the floor

Homeowner Tips - 5-Minute Read

Josephine Nesbit - Jun 12, 2024

How To Refinance Your FHA Loan

Refinancing an FHA loan could help you lower your interest rate, change your term or remove mortgage insurance. Learn how to refinance an FHA loan here.

RHB Assets From IGX: Elderly couple using a tablet together, smiling and engaged.

Homeowner Tips - 7-Minute Read

Melissa Brock - Jun 11, 2024

What’s A Rate-And-Term Refinance And How Does It Work?

A rate-and-term refinance changes your current mortgage’s interest rate-and-term length. Find out if it’s the right refinancing option for your needs.

RHB Assets From IGX: Large, gray, newly-constructed home with a front lawn.

Homeowner Tips - 9-Minute Read

Christian Byers - Jun 3, 2024

How To Refinance Investment Properties: A Guide

An investment property can be refinanced much like your home, but there are a few extra points to keep in mind. Here’s how to refinance your rental property.

RHB Assets From IGX: Couple discussing refinancing for debt relief at home

Homeowner Tips - 6-Minute Read

Erin Gobler - May 29, 2024

Refinance To Pay Off Debt: What To Know

Should you refinance to pay off debt? Learn about the pros and cons of refinancing your house to pay off debt and whether it’s right for you.
RHB Assets From IGX: Remodeled white kitchen with modern appliances

Homeowner Tips - 9-Minute Read

Melissa Brock - May 19, 2024

A Homeowner’s Guide To Home Equity Loans

A home equity loan lets you borrow against your home’s available equity. Learn how they work, the pros and cons, the loan requirements and how to apply.

A colonial-style house.

Homeowner Tips - 5-Minute Read

Kevin Graham - May 8, 2024

What To Know About Refinancing An FHA Loan To A Conventional Loan

Refinancing from an FHA loan to a conventional loan may help you get a better interest rate. Learn the pros and cons of doing so and whether it’s right for you.
Middle-aged couple looking at paperwork together and smiling.

Homeowner Tips - 9-Minute Read

Victoria Araj - Apr 28, 2024

Unlock Your Equity: Beyond Home Equity Loans

Looking to access cash from your home's equity without opting for a home equity loan? Read on to learn more about home equity loans and 9 alternative options.
Luxury house interior with fireplace and bookshelves

Homeowner Tips - 6-Minute Read

Joel Reese - Apr 3, 2024

VA Cash-Out Refinance: What Is It, And How Does It Work?

A VA cash-out refinance allows you to convert the equity in your home into cash. Learn how VA cash-out refinancing works and if it’s right for your situation.

White, one story house with brick chimney, big window, garage and well manicured lawn.

Homeowner Tips - 7-Minute Read

Michelle Banaszak - Mar 27, 2024

HELOC Pros And Cons: What You Should Know

Thinking of paying off debt or starting a home remodeling project? Uncover what you should know about the pros and cons of using a HELOC to meet your needs.

Homeowner Tips - 10-Minute Read

Erin Gobler - Mar 27, 2024

Home Equity Line Of Credit: What It Is And How It Works

A home equity line of credit (HELOC) lets you borrow against your home’s equity up to a certain limit. Learn whether a HELOC is the right option for your goals.
RHB Assets From IGX: A middle-aged woman using a calculator.

Homeowner Tips - 5-Minute Read

Erin Gobler - Feb 19, 2024

How To Lower Your Mortgage Payment: 8 Ways To Consider

Are you looking for ways to make your home budget stretch further? Discover how to lower your mortgage payment with our handy list of money-saving strategies.
A person using a calculator at a desk surrounded by papers.

Homeowner Tips - 7-Minute Read

Melissa Brock - Jan 8, 2024

Refinance Jumbo Loan: A How-To Guide With All You Need To Know

Refinancing a jumbo loan can help borrowers access funds or get better loan terms. Learn everything to know about the process for jumbo loan refinances.