Attention Investors & Developers - 7 residential units between 2 adjacent buildings 4 blocks from Broadway in Saratoga Springs. Swanner Ln alley acces in rear of property. UR3 zoning allows for potential expansion. Great mix of updated and historic features throughout the units. Many options to consider - convert to a single family. Expand the garages to carriage houses. Live in the updated 'owners unit' and rent the others. Property consists of 2 tax parcels 107 Lake (165.52-3-19) and 109 Lake (166.53-1-1).
The data relating to real estate on this website comes in part from the Internet Data Exchange program of the Global MLS (GMLS). All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
This advertisement does not suggest that the broker has a listing in this property or properties or that any property is currently available. Last updated on: 11/21/2024, 2:20:54 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$13K
Per Month
Principal & Interest
$12.9K
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$7,861
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
Lake Avenue Elementary School
126 Lake Ave
Distance between this listing and this school0.04 miles
Public District Grades KG-5
6
/10
Caroline Street Elementary School
310 Caroline St
Distance between this listing and this school0.56 miles
Public District Grades KG-5
5
/10
Division Street Elementary School
220 Division St
Distance between this listing and this school0.96 miles
Public District Grades KG-5
Nearby Schools
7
/10
Maple Avenue Middle School
515 Maple Ave
Distance between this listing and this school1.81 miles
Public District Grades 6-8
5
/10
Ballston Spa Middle School
210 Ballston Ave
Distance between this listing and this school7.34 miles
Public District Grades 6-8
6
/10
Schuylerville Middle School
14 Spring St
Distance between this listing and this school9.95 miles
Public District Grades 6-8
Nearby Schools
6
/10
Saratoga Springs High School
1 Blue Streak Blvd
Distance between this listing and this school1.21 miles
Public District Grades 9-12
6
/10
Ballston Spa Senior High School
220 Ballston Ave
Distance between this listing and this school7.45 miles
Public District Grades 9-12
7
/10
Schuylerville High School
14 Spring St
Distance between this listing and this school10.06 miles
The neighbors living near this home have an average income of $43,942. Residents of Saratoga Springs, NY typically earn less than $35k each year. Most families are single, no kids. Residents of this area typically have post secondary degree education.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 107-109 Lake Ave in Saratoga Springs, Inside, NY and zip code 12866. This 7,085 square foot home, which was built in 1858, sits on a 0.51 acre lot. Features: 13 bedrooms, 8 bathrooms. It has been listed on Rocket Homes since July 28, 2024 and is currently priced at $2,600,000.
In October 2024, from all listings sold in Saratoga Springs, NY there were more than 17 sold above asking price, over 16 sold below and more than 11 were sold right at the asked price. The number of homes for sale in Saratoga Springs, NY decreased by 7.7% between September 2024 and October 2024. The median list price of listings available in October 2024 was $589,106, while the average time on the real estate market was 36 days.
From Rocket Homes Real Estate and based on county public records data.
The data relating to real estate on this website comes in part from the Internet Data Exchange program of the Global MLS (GMLS). All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. 
Continuing Education Courses
Continuing Education Courses
Symphony or Opera
Yoga/pilates
Express/Express For Men
Chico's
H&M
Qdoba
Boston Market
Dominos Pizza
Volkswagen
Volvo
Audi
Urban Contemporary
Talk/Personality
Alternative