**Assumable 3.5% FHA Rate, assumable loan balance estimated $150,000, assumable monthly payment estimated P&I $1,050, buyer will need to come up with difference between sales price and loan balance** MUST BE OWNER OCCUPIED - Amazing opportunity for owner occupied buyer.*** Property being sold as-is. Seller will not be making any repairs. This renovated rancher in the sought after Ferry Farm School District is bigger than it looks at 1752 sq. ft. and a basement. Enjoy the private nature park across the street from your front porch swing and your own botanical garden. The home boasts 3 bedrooms, two full bathrooms, a large kitchen, three family/living/dining areas, and an unfinished basement with laundry area. Updates include brand-new, stainless steel kitchen appliances (2024), brand-new, luxurious quartz countertops, new wood laminate flooring in bedrooms and family rooms (entire house has wood flooring), HVAC full replacement (indoor/outdoor units, thermostat; 2022), fresh coat of paint throughout the entire house (2024), new insulation, newer water heater and sump pump, and dishwasher. Front bathroom updated with new, high-speed flush toilet and new sink faucet and handles. The spacious kitchen has freshly painted cabinets, an eat-in island, and custom rolling drawers for pantry storage. There is ornate wainscotting in the brightly lit family room and decorative chair rails throughout the home. There is a sunroom (or mancave) on the back of the house beside a freshly stained deck, which is big enough for a pool, and a fenced in yard. The front porch is freshly painted. There is a storage shed outside and a driveway for parking. The area is home to Ferry Farm, the boyhood home of George Washington, and a 5-minute drive to the Rappahannock River along vibrant, historic, Old Town Fredericksburg with unique, local restaurants, breweries, and shopping. This prime location allows commuters to avoid Route 3 and Central Park traffic, convenient to Route 17, I-95, VRE stations, Dahlgren, Quantico, Mary Washington Hospital, and UMW. Close to town, with a country feel, the HOA maintains common areas (park), but dues are minimal, and it doesn't control residents with rules, so, you can store things such as RVs. Ferry Farms Community Pool offers memberships for swimming.