Excellent investment opportunity at 144 Congress St, Buffalo, NY 14213! This income-generating duplex features two units, each with 3 bedrooms and 1 bathroom, providing solid rental income in the heart of Buffalo's vibrant West Side. Located near Elmwood Village, Allentown, and Buffalo State College, this property is in a highly desirable area with strong rental demand. Each unit offers spacious living areas and great natural light, making it attractive to tenants. Don't miss the chance to own a cash-flowing property in one of Buffalo's hottest neighborhoods.
Property Details
Property Features
Property Information:
Architectural Style: Duplex
Year Built: 1900
Stories: 2
Living Area: 2,024 SqFt
Listing Office:
Office Name: Homecoin.com
Office Phone: (888) 400-2513
Listing Agent: Jonathan Minerick
Interior Features
Interior Information:
Appliances: Water Heater
Basement: No
Flooring Type: Hardwood, Varies
Bedroom and Bathroom Information:
Full Bathrooms: 2
Total Bedroom Count: 6
Exterior Features
Parking Information:
Parking: On Street
Lot Features
Lot Information:
Lot: Other, Rectangular Lot, See Remarks
Lot Size: 0.06 Acres
Utilities
Utilities Information:
Heating: Oil, Forced Air
Other
Directions Information:
Directions: Head south on Elmwood Ave toward Auburn Ave., Turn right onto Auburn Ave and continue for about 0.5 miles. Turn left onto Grant St and continue for 0.2 miles, Turn right onto Congress St.
Price Information
Listing Price Info
Price Summary:
List Price: $235,200
Price Per SqFt: $116/SqFt
Tax Information:
Annual Amount: $1,180
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Buffalo, NY.
This property is $1.9K less than the Median Sold Price and $46/SqFt less than other homes in Buffalo, NY.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: NYS
MLS Number: #B1576979
Listing Office:
Office Name: Homecoin.com
Office Phone: (888) 400-2513
Listing Agent: Jonathan Minerick
The data relating to real estate on this website comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS’s. Real estate listings held by other firms are marked with theListing Broker’s Firm Name. Data provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor this firm shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
This advertisement does not suggest that the broker has a listing in this property or properties or that any property is currently available. Last updated on: 12/21/2024, 9:20:53 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Listing History
DATE
EVENT
PRICE
Apr 07, 2017
Apr 07, 2017Home Sold
$30,000
Jul 18, 2014
Jul 18, 2014Home Sold
$32,000
Jul 02, 2008
Jul 02, 2008Home Sold
$40,000
May 18, 2006
May 18, 2006Home Sold
$43,000
Tax History
YEAR
PROP. TAX
ASSESSMENT
2020
$1,180
$78,000
2019
$1,125
$43,000
2018
$1,110
$43,000
2017
$1,047
$43,000
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,241
Per Month
Principal & Interest
$1,174
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$772
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
1
/10
PS 17
1045 W Delavan Ave
Distance between this listing and this school1.64 miles
Public District Grades PK-4
3
/10
Elmwood Village Charter School Hertel
665 Hertel Ave
Distance between this listing and this school1.67 miles
Public Charter Grades KG-5
7
/10
PS 64 Frederick Law Olmsted
874 Amherst St
Distance between this listing and this school1.69 miles
Public District Grades PK-4
Nearby Schools
6
/10
West Buffalo Charter School
113 Lafayette Ave
Distance between this listing and this school0.20 miles
Public Charter Grades KG-8
3
/10
Native American Magnet
97 W Delavan Ave
Distance between this listing and this school0.21 miles
Public Magnet Grades PK-8
3
/10
International School
141 Hoyt St
Distance between this listing and this school0.32 miles
Public District Grades PK-8
Nearby Schools
2
/10
Lafayette International School
370 Lafayette Ave
Distance between this listing and this school0.36 miles
Public District Grades 9-12
2
/10
International Preparatory School at Grover Cleveland
110 14th St
Distance between this listing and this school1.26 miles
Public District Grades 9-12
2
/10
McKinley Vocational High School
1500 Elmwood Ave
Distance between this listing and this school1.28 miles
The neighbors living near this home have an average income of $20,571. Most Buffalo, NY residents have annual incomes less than $35k. The majority of families are single, no kids. Typical level of education for residents in this area is high school diploma.
This home is located at 144 Congress St in Buffalo, NY and zip code 14213 in the Grant Ferry neighborhood. This 2,024 square foot home, which was built in 1900, sits on a 0.06 acre lot. Features: 6 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since November 12, 2024 and is currently priced at $235,200.
Over 236 listings were sold over their listed price in November 2024 in Buffalo, NY. In the same period over 99 listings were sold below the listed price and 19 listings were sold for the listed price. The number of listings in Buffalo, NY decreased by 21.1% between October 2024 and November 2024. Listings spent 19 days on the market in November 2024, and had a median list price of $237,145 during the same period.
From Rocket Homes Real Estate and based on county public records data.