James Island Duplex under $500k!!! Conveniently located 10 minutes from downtown Charleston and only half a mile to the James Island County Park. Close to schools and shopping and less than 15 minutes to Folly Beach. Property was once a neighborhood grocery store that has been converted to a 1/1 and 3/1 duplex. House hack, keep as a duplex, convert to more units, renovate as a single family or explore commercial possibilities. (see City of Charleston zoning and land use requirements). So many possibilities!
Property Details
Property Features
Property Information:
Year Built: 1966
Stories: 1
Living Area: 2,316 SqFt
Listing Office:
Office Name: Maven Realty
Interior Features
Bedroom and Bathroom Information:
Total Bedroom Count: 4
Lot Features
Lot Information:
Lot Size: 0.08 Acres
Other
Directions Information:
Directions: From Downtown Charleston Take The James Island Connector To Folly Rd. Left On Folly Rd And Then Right On Camp Rd. Then Left On Ferguson. #1921 Will Be On The Left Just Before The Park/ball Field.
Price Information
Listing Price Info
Price Summary:
List Price: $399,999
Price Per SqFt: $173/SqFt
Tax Information:
Annual Amount: $1,941
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Charleston, SC.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,064
Per Month
Principal & Interest
$1,997
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,266
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
8
/10
Murray-LaSaine Montessori School
691 Riverland Dr
Distance between this listing and this school1.00 miles
Public District Grades KG-5
4
/10
James Island Elementary School
1872 S Grimball Rd
Distance between this listing and this school1.89 miles
Public District Grades PK-5
8
/10
Harbor View Elementary School
1576 Harbor View Rd
Distance between this listing and this school1.92 miles
Public District Grades PK-5
Nearby Schools
6
/10
Camp Road Middle School
1825 Camp Rd
Distance between this listing and this school0.51 miles
Public District Grades 6-8
7
/10
Charleston Development Academy
233 Line St
Distance between this listing and this school4.39 miles
Public Charter Grades PK-8
1
/10
Simmons-Pinckney Middle School
244 President St
Distance between this listing and this school4.71 miles
Public District Grades 6-8
Nearby Schools
2
/10
Charleston Advancement Academy High School
1929 N Grimball Rd
Distance between this listing and this school1.62 miles
Public Charter Grades 9-12
6
/10
James Island Charter High School
1000 Fort Johnson Rd
Distance between this listing and this school2.63 miles
Public Charter Grades 9-12
3
/10
Burke High School
244 President St
Distance between this listing and this school4.64 miles
The neighbors living near this home have an average income of $51,853. Residents of Charleston, SC typically earn between $35k-100k each year. Typical family type is single, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Living In Charleston, SC
Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.
What type of housing is available in Charleston, SC?
Charleston's housing market showcases a blend of historic charm and modern convenience, with a significant presence of antebellum architecture alongside contemporary housing developments. Single-family homes are a staple in the area, complemented by a selection of apartments and townhouses that cater to a range of preferences. The homeownership rate in Charleston is robust, with a substantial portion of residents investing in property ownership.
Is Charleston, SC a good place to live?
Charleston is celebrated for its rich history and vibrant culture, with cobblestone streets and horse-drawn carriages adding to its old-world allure. The community prides itself on its annual Spoleto Festival USA, a renowned event that highlights the city's commitment to the arts. The city's character is further defined by its friendly locals, scenic waterfront parks, and an array of local boutiques and art galleries.
Are things conveniently located in Charleston, SC?
The community benefits from a well-rounded array of services, including a network of public and private schools that cater to educational needs at all levels. Healthcare facilities in Charleston are equipped to provide a range of services, from routine care to specialized treatments. The city also features a public library system that serves as a resource for residents. Retail and dining options are plentiful, reflecting the local culture with a mix of Southern cuisine and international flavors.
What does the transportation in Charleston, SC look like?
Charleston's transport infrastructure includes a variety of options for residents and visitors. Public transit provides connectivity across the city, with schedules designed to accommodate the needs of commuters and travelers. The area is known for its walkable downtown district, while other neighborhoods offer varying levels of pedestrian-friendliness. Major roads and highways facilitate travel in and out of the city, with ongoing efforts to enhance transport efficiency and accessibility.
Frequently Asked Questions About 1921 Ferguson Rd
What is the listing price of this property?
The listing price of 1921 Ferguson Rd property is $399,999.
What type of property is this?
The property 1921 Ferguson Rd is a house located in Charleston, South Carolina, 29412.
Is this property for sale now?
Active Listing: 1921 Ferguson Rd is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $1,941 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on January 14, 2019 for $125,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 1921 Ferguson Rd has 4 bedrooms.
What is the square footage of this property?
The property 1921 Ferguson Rd is 2,316 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 1921 Ferguson Rd is 1966.
This home is located at 1921 Ferguson Rd in Charleston, SC and zip code 29412. This 2,316 square foot home, which was built in 1966, sits on a 0.08 acre lot. Features: 4 bedrooms. It has been listed on Rocket Homes since October 20, 2024 and is currently priced at $399,999.
Over 28 listings were sold over their listed price in October 2024 in Charleston, SC. In the same period over 160 listings were sold below the listed price and 51 listings were sold for the listed price. The number of listings in Charleston, SC increased by 15.2% between September 2024 and October 2024.
From Rocket Homes Real Estate and based on county public records data.