Immerse yourself in the beauty of waterfront living with this exceptional .62-acre parcel on the pristine shores of Mt. Island Lake. This unique property offers expansive views of the lake's tranquil waters, making it an ideal setting for your dream lakeside retreat. Surrounded by nature's beauty, this parcel provides both privacy and serenity while being close enough to the conveniences of city life. With ample space for custom landscaping and outdoor living, you can create a personalized oasis that blends luxury with the natural charm of lakeside living. This rare opportunity combines stunning scenery with endless potential to design your perfect waterfront sanctuary.
Property Details
Property Features
Listing Office:
Office Name: Lifestyle International Realty
Office Email: shawn@shawngerald.com
Exterior Features
Exterior Information:
View: Water
Price Information
Listing Price Info
Price Summary:
List Price: $250,000
HOA Fees:
Amount: $614
Frequency: Annually
Tax Information:
Annual Amount: $1,312
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Charlotte, NC.
This property is $168.8K less than the Median Sold Price in Charlotte, NC.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #4195348
Listing Office:
Office Name: Lifestyle International Realty
Office Email: shawn@shawngerald.com
Listings courtesy of Canopy MLS as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,366
Per Month
Principal & Interest
$1,248
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$51
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$816
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
9
/10
Pinewood Elementary School
1925 N Main St
Distance between this listing and this school1.54 miles
Public District Grades PK-5
3
/10
River Oaks Academy
1015 Mt Holly Huntersville Rd
Distance between this listing and this school1.96 miles
Public District Grades PK-5
8
/10
Paw Creek Elementary School
1300 Cathey Rd
Distance between this listing and this school3.51 miles
Public Magnet Grades PK-5
Nearby Schools
3
/10
Aristotle Preparatory Academy
8101 Fallsdale Dr
Distance between this listing and this school2.44 miles
Public Charter Grades KG-7
8
/10
Coulwood STEM Academy
500 Kentberry Dr
Distance between this listing and this school2.77 miles
Public Magnet Grades 6-8
5
/10
Mountain Island Lake Academy
7905 Pleasant Grove Rd
Distance between this listing and this school3.21 miles
Public Magnet Grades PK-8
Nearby Schools
5
/10
Mountain Island Charter School
13440 Lucia Riverbend Hwy
Distance between this listing and this school1.75 miles
Public Charter Grades KG-12
1
/10
Turning Point Academy
8701 Moores Chapel Rd
Distance between this listing and this school4.51 miles
Public District Grades 4-12
4
/10
Hopewell High School
11530 Beatties Ford Rd
Distance between this listing and this school4.56 miles
The neighbors living near this home have an average income of $118,848. The most common annual income of people living in Charlotte, NC is between $100k-200k. Typical family type is married, with kids. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 2125 Mt Isle Harbor Dr
What is the listing price of this property?
The listing price of 2125 Mt Isle Harbor Dr property is $250,000.
What type of property is this?
The property 2125 Mt Isle Harbor Dr is land located in Charlotte, North Carolina, 28214.
Is this property for sale now?
Active Listing: 2125 Mt Isle Harbor Dr is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $1,312 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on March 7, 2008 for $125,000. (source: MLS/tax record).
Interested in 2125 Mt Isle Harbor Dr? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 2125 Mt Isle Harbor Dr in Charlotte, NC and zip code 28214 in the Mount Isle Harbor neighborhood. It has been listed on Rocket Homes since November 07, 2024 and is currently priced at $250,000.
While more than 149 listings in Charlotte, NC in October 2024 were sold above asking price, there were more than 237 listings sold at asking price, and more than 476 were sold below. The number of homes for sale in Charlotte, NC increased by 3.6% between September 2024 and October 2024. The median list price of listings available in October 2024 was $418,847, while the average time on the real estate market was 32 days.
From Rocket Homes Real Estate and based on county public records data.