Get in on the ground floor of this wonderful investment property With the adjoining lot included,this all brick property features good cash flow, stable tenancies and separate utilities. Make an appointment today!
The data relating to real estate on this website comes in part from the Internet Data Exchange program of the Global MLS (GMLS). All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
This advertisement does not suggest that the broker has a listing in this property or properties or that any property is currently available. Last updated on: 11/21/2024, 2:20:54 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Listing History
DATE
EVENT
PRICE
Nov 21, 2005
Nov 21, 2005Home Sold
$151,579
Tax History
YEAR
PROP. TAX
ASSESSMENT
2020
$3,174
$70,000
2019
$1,612
$70,000
2018
$2,289
$70,000
2017
$2,279
$70,000
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,190
Per Month
Principal & Interest
$1,123
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$741
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
2
/10
Carroll Hill School
112 Delaware Ave
Distance between this listing and this school0.75 miles
Public District Grades KG-5
6
/10
PS 16
40 Collins Ave
Distance between this listing and this school1.58 miles
Public District Grades KG-5
5
/10
PS 14
1700 Tibbits Ave
Distance between this listing and this school1.80 miles
Public District Grades PK-5
Nearby Schools
5
/10
Troy Middle School
1976 Burdett Ave
Distance between this listing and this school1.78 miles
Public District Grades 6-8
6
/10
Gardner-Dickinson School
25 Avenue A
Distance between this listing and this school2.19 miles
Public District Grades PK-8
5
/10
Menands School
19 Wards Ln
Distance between this listing and this school2.44 miles
Public District Grades KG-8
Nearby Schools
3
/10
True North Troy Preparatory Charter School
2 Polk St
Distance between this listing and this school0.12 miles
Public Charter Grades KG-12
4
/10
Troy High School
1950 Burdett Ave
Distance between this listing and this school1.71 miles
Public District Grades 9-12
3
/10
Watervliet High School
1245 Hillside Dr
Distance between this listing and this school1.79 miles
The neighbors living near this home have an average income of $40,671. Typical income of Troy, NY residents is between $35k-100k annually. The majority of families are single, no kids. Most residents in this area have high school diploma education.
This home is located at 632 4th St in Troy, NY and zip code 12180. This 2,205 square foot home, which was built in 1890, sits on a 0.06 acre lot. Features: 5 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since September 16, 2024 and is currently priced at $225,000.
Over 30 listings were sold over their listed price in October 2024 in Troy, NY. In the same period over 30 listings were sold below the listed price and 12 listings were sold for the listed price. The number of homes for sale in Troy, NY decreased by 4.4% between September 2024 and October 2024. Listings spent 24 days on the market in October 2024, and had a median list price of $244,975 during the same period.
From Rocket Homes Real Estate and based on county public records data.