new - 2 days on rocket

646 Steffy Rd, Ramona, CA, 92065

$749,000

Home List Price

$8,894*

Closing Credit

3 Bedrooms
2 Full Baths
1,594 SqFt
$470/SqFt
House

Location

Image provided by Mapbox

Get An Agent. Get A Mortgage.

Save BIG.

Rocket Homes logo

646 Steffy Rd, Ramona$749,000

Buyer Closing Credits

$8,894*

1.25% Loan Amount

Rocket Homes logo

Still Have Questions? Contact Us.

Contact Us Phone Number1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence
ParkingDriveway, Garage
Garage2 spaces
Year Built1977
HeatingElectric, Forced Air
CoolingCentral Air
FireplaceDining Room
MLS #240025241SD
Lot Size0.62 Acres
StatusActive

About 646 Steffy Rd

Welcome to this beautifully updated 3-bedroom, 2-bathroom home nestled on over half an acre of flat, usable land in the heart of Ramona. Step inside to discover a spacious living room with stunning vinyl plank flooring, plush carpeting in the bedrooms, and a fresh, modern interior. The main living areas boast an open layout, ideal for entertaining or relaxing with family. Enjoying hosting family and friends in the expansive family room. This home has been thoughtfully upgraded, featuring a brand-new roof, freshly painted exterior, owned solar system, and a Tesla battery—offering both energy efficiency and peace of mind. The backyard is a true oasis, complete with a large covered patio perfect for outdoor dining or lounging. Enjoy summer days in the enormous above-ground pool, while the flat open yard offers endless possibilities for expansion. With no HOA looking over your fence you have plenty of space for boat and RV parking, and the potential to build an ADU, this property offers incredible versatility and growth opportunity. Just minutes away from grocery shopping, dining and award winning schools this amazing home checks all the boxes!

Property Details

Property Features

Property Information:

  • Year Built: 1977
  • Stories: 1
  • Living Area: 1,594 SqFt

Listing Office:

  • Office Name: eXp Realty of California, Inc.
  • Office Phone: (619) 618-7997
  • Listing Agent: Michael Proctor

Interior Features

Interior Information:

  • Interior: Ceiling Fan(s), See Remarks
  • Fireplace: Dining Room

Bedroom and Bathroom Information:

  • Full Bathrooms: 2
  • Total Bedroom Count: 3

Exterior Features

Exterior Information:

  • Private Pool: No

Parking Information:

  • Garage Space: 2 spaces
  • Parking: Driveway, Garage

Virtual/3D Tour

  • Virtual Tour: 646 Steffy Rd
Virtual Tour

Lot Features

Lot Information:

  • Lot Size: 0.62 Acres

Utilities

Utilities Information:

  • Heating: Electric, Forced Air
  • Cooling: Central Air

School Info

Assigned Schools Information:

  • Ramona High School, Public District Grades 9-12
  • Olive Peirce Middle School, Public District Grades 7-8
  • Ramona Elementary School, Public District Grades KG-6

Other

Directions Information:

  • Directions: Cross Street: Ashley Rd.

Price Information

Listing Price Info

Price Summary:

  • List Price: $749,000
  • Price Per SqFt: $470/SqFt

Tax Information:

  • Annual Amount: $4,370
  • Tax Year: 2021
House and calculator

What can I afford?

Understand what home price range makes sense for your budget.

Housing Market Comparison

See how this home compares to others in Ramona, CA.

Map thumbnail provided by MapBox

Ramona, CA

City

Med. Sold Price

$800K

Med. Price/SqFt

$409

Avg. Days On Market

27

# of Sold Homes

29

646 Steffy Rd vs Ramona

2 DAYS ON ROCKET

-25 Days

$749,000

-$51K Less

$470/SqFt

+$60 More

KEY TAKEAWAY

This property is $51K less than the Median Sold Price and $60/SqFt more than other homes in Ramona, CA.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: CRMLS
  • MLS Number: #240025241SD

Listing Office:

  • Office Name: eXp Realty of California, Inc.
  • Office Phone: (619) 618-7997
  • Listing Agent: Michael Proctor

IDX Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. The data contained herein is copyrighted by CRMLS and is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited.

The information being provided by California Regional Multiple Listing Service, Inc. (“CRMLS”) is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Any information relating to a property referenced on this web site comes from CRMLS. Properties may or may not be listed by the office/agent presenting the information. Real estate listings held by brokerage firms other than this broker are marked with the Internet Data Exchange logo and detailed information about them includes the names of the listing brokers and listing agents. MLS search engine provided by IHR Technology Services. This data is updated every 2 hours. Some properties appearing for sale on this display may subsequently have sold and may no longer be available.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 10/27/2024, 12:55:51 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Listing History

Sep 03, 2021Home Sold
$603,000
Jul 09, 2002Home Sold
$303,000
Apr 10, 1996Home Sold
$168,000
Nov 09, 1995Home Sold
$101,000
Apr 13, 1988Home Sold
$118,000

Tax History

YEARPROP. TAXASSESSMENT
2021$4,370$401,398
2020$4,369$397,284
2019$4,152$389,495
2018$4,152$381,859
2017$4,072$374,373

History based on county public records data.

Payment Calculator

$3,806

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$2,312

Powered By

Rocket Mortgage

Advertisement

NMLS#3030

Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Elementary School

school-card-donut-731769
2
/10

  • Ramona Elementary School

  • 415 8th St

  • 0.98 miles

  • Public District Grades KG-6

Middle School

school-card-donut-731770
4
/10

  • Olive Peirce Middle School

  • 1521 Hanson Ln

  • 1.17 miles

  • Public District Grades 7-8

High School

school-card-donut-731771
7
/10

  • Ramona High School

  • 1401 Hanson Ln

  • 1.03 miles

  • Public District Grades 9-12

All data from GreatSchools

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $90,705. Typical income of Ramona, CA residents is between $35k-100k annually. Typical family type is married, no kids. The majority of residents in this area have high school diploma education.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 646 Steffy Rd

What is the listing price of this property?

The listing price of 646 Steffy Rd property is $749,000.

What type of property is this?

The property 646 Steffy Rd is a house located in Ramona, California, 92065.

Is this property for sale now?

Active Listing: 646 Steffy Rd is For Sale (Active/New) which means the seller is accepting offers.

What are the assigned schools for this property?

The assigned schools for 646 Steffy Rd are:
Ramona Elementary School: GreatSchools Rating 2/10
Olive Peirce Middle School: GreatSchools Rating 4/10
Ramona High School: GreatSchools Rating 7/10

What is the annual property tax for this property?

According to the records, the last property tax for 2021 is $4,370 (source: MLS/based on county public records data).

When was this property sold last time and for how much?

The last sale was on September 3, 2021 for $603,000. (source: MLS/tax record).

How many bedrooms and bathrooms does this property have?

The property at 646 Steffy Rd has 3 bedrooms and 2 bathrooms.

What is the square footage of this property?

The property 646 Steffy Rd is 1,594 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 646 Steffy Rd is 1977.

Rocket Homes›California›San Diego County›Ramona›92065›646 Steffy Rd

This home is located at 646 Steffy Rd in Ramona, CA and zip code 92065. This 1,594 square foot home, which was built in 1977, sits on a 0.62 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since October 24, 2024 and is currently priced at $749,000.

While more than 14 listings in Ramona, CA in September 2024 were sold above asking price, there were more than 4 listings sold at asking price, and more than 11 were sold below. In September 2024 in Ramona, CA there were 7.9% more homes for sale than in August 2024. In September 2024 median list price was $800,000 and the average listing age was 27 days.

From Rocket Homes Real Estate and based on county public records data.

More Resources