Welcome to 3099 Binnacle Lane, a fantastic vacant lot in the highly desirable Cherry Estates neighborhood of Saint James City, Florida. This 3,840-square-foot property is a rare opportunity to build your ideal home or place a manufactured or mobile home in one of the most serene and sought-after areas on Pine Island. Cherry Estates is known for its friendly community, direct access to Pine Island Sound and the Gulf of Mexico, and the perfect blend of tranquility and convenience. Whether you’re planning a seasonal getaway or a full-time residence, this lot offers the flexibility to accommodate manufactured and mobile homes, making it an affordable and versatile option for your vision. The property’s prime location puts you close to marinas, restaurants, and shops, all while enjoying the natural beauty and laid-back lifestyle that Saint James City is famous for. Boating, fishing, and exploring Florida’s waterways are just moments away.
Property Details
Property Features
Listing Office:
Office Name: Jones & Co Realty
Office Phone: (239) 415-5881
Listing Agent: Gary Schaum
Exterior Features
Exterior Information:
Waterfront: Canal
View: Canal
Lot Features
Lot Information:
Lot: Rectangular Lot, See Remarks
Lot Size: 0.09 Acres
Other
Directions Information:
Directions: From I-75, take Exit 143. Follow FL-78 W for 5 miles, turn left on US-41 S, then right on FL-78 W/Pine Island Rd. Continue 15 miles through Matlacha to Stringfellow Rd. Drive 7 miles, turn right on York Rd, then left on Binnacle Ln. 3099 is on the right.
Price Information
Listing Price Info
Price Summary:
List Price: $239,900
Tax Information:
Annual Amount: $2,960
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Saint James City, FL.
This property is $335.1K less than the Median Sold Price in Saint James City, FL.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: SWFL
MLS Number: #224096432
Listing Office:
Office Name: Jones & Co Realty
Office Phone: (239) 415-5881
Listing Agent: Gary Schaum
The data relating to real estate for sale on this website comes in part from the Southwest Florida Multiple Listing Service. The information being provided is for consumers` personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information has not been verified, is not guaranteed, and is subject to change. Real estate listings held by other brokerage firms other are marked with the IDX logo and detailed information about them includes the name of the listing brokers. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 1/10/2025, 2:20:58 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Listing History
DATE
EVENT
PRICE
Mar 16, 1998
Mar 16, 1998Home Sold
$100,000
Tax History
YEAR
PROP. TAX
ASSESSMENT
2020
$2,960
$167,964
2019
$1,521
$104,205
2018
$1,511
$102,262
2017
$1,500
$100,159
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,265
Per Month
Principal & Interest
$1,198
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$786
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
8
/10
Oasis Charter Elementary School-South
3415 Oasis Blvd
Distance between this listing and this school6.88 miles
Public Charter Grades KG-5
7
/10
Gulf Elementary School
3400 SW 17th Pl
Distance between this listing and this school7.35 miles
Public District Grades KG-5
8
/10
Pine Island Elementary School
5360 Ridgewood Dr
Distance between this listing and this school7.88 miles
Public District Grades KG-5
Nearby Schools
9
/10
The Sanibel School
3840 Sanibel Captiva Rd
Distance between this listing and this school4.47 miles
Public District Grades KG-8
8
/10
Oasis Charter Middle School
3507 Oasis Blvd
Distance between this listing and this school6.88 miles
Public Charter Grades 6-8
7
/10
Gulf Middle School
1809 SW 36th Ter
Distance between this listing and this school7.19 miles
Public District Grades 6-8
Nearby Schools
7
/10
Oasis Charter High School
3519 Oasis Blvd
Distance between this listing and this school6.86 miles
Public Charter Grades 9-12
5
/10
Ida S. Baker High School
3500 Agualinda Blvd
Distance between this listing and this school7.07 miles
Public District Grades 9-12
5
/10
Cape Coral High School
2300 Santa Barbara Blvd
Distance between this listing and this school9.83 miles
The neighbors living near this home have an average income of $50,140. Residents of Saint James City, FL typically earn between $35k-100k each year. Residents typically live in married, no kids family. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 3099 Binnacle Ln
What is the listing price of this property?
The listing price of 3099 Binnacle Ln property is $239,900.
What type of property is this?
The property 3099 Binnacle Ln is land located in Saint James City, Florida, 33956.
Is this property for sale now?
Active Listing: 3099 Binnacle Ln is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $2,960 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on March 16, 1998 for $100,000. (source: MLS/tax record).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 3099 Binnacle Ln in Saint James City, FL and zip code 33956. This home sits on a 0.09 acre lot. It has been listed on Rocket Homes since December 02, 2024 and is currently priced at $239,900.
Saint James City, FL housing market in December 2024 saw over 0 listings sold above listed price, more than 0 sold at listed price and over 4 sold below. The number of listings in Saint James City, FL increased by 25.6% between November 2024 and December 2024. In December 2024, listings were on the market for 62 days. During the same period, the median list price in this real estate market was $575,000.
From Rocket Homes Real Estate and based on county public records data.
The data relating to real estate for sale on this website comes in part from the Southwest Florida Multiple Listing Service. The information being provided is for consumers` personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information has not been verified, is not guaranteed, and is subject to change. Real estate listings held by other brokerage firms other are marked with the IDX logo and detailed information about them includes the name of the listing brokers.
PGA/LPGA
PGA/LPGA
Figure Skating
NASCAR
Stein Mart
Kmart
Dick's Sporting Goods
Bob Evans
Arbys
Jimmy Johns
Lincoln
Buick
GMC
News/Talk/Information
Adult Standards
Oldies