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A pristine white suburban home with a well-manicured lawn and blue sky backdrop

Home Buying - 4-Minute Read

Melissa Brock - Apr 2, 2024

Mortgagee Clause: What Is It And How Does It Work?

A mortgagee clause is a provision in a home insurance policy that protects the lender and your property. Find out how a mortgagee clause could impact you.

Traditional pale yellow house with Greek columns and wrap-around porch at dusk.

Home Buying - 10-Minute Read

Carla Ayers - Apr 2, 2024

Pros And Cons Of FHA Loans: A Full Guide On What To Consider

FHA loans offer advantages that other loans don’t, but they also have downsides. See all the pros and cons of an FHA loan and whether this is your best option.
Woman helping her elderly mother fill out paperwork in a sunny kitchen.

Home Buying - 6-Minute Read

Scott Steinberg - Apr 2, 2024

Can You Use A Roth IRA To Buy A House? Here’s How

There are specific rules about withdrawing from Roth IRAs to buy a home. Learn how to avoid early withdrawal penalties and explore all your available options.
RHB Assets From IGX: Asian-American couple reviewing finances together at home

Home Buying - 6-Minute Read

Carey Chesney - Apr 2, 2024

Why Did My Mortgage Increase? Key Factors That Can Change Your Mortgage Payment

Did you know that mortgage payments can change, even with a fixed-rate loan? Read on to learn four possible reasons why your mortgage payment can go up.

Single-story house with large tree in front yard at sunrise.

Home Buying - 5-Minute Read

Melissa Brock - Apr 1, 2024

FHA Minimum Property Standards: What To Know

To finance a house with an FHA loan, it must be safe, secure and sound. Learn how to buy your dream home with our guide to FHA minimum property standards.

RHB Assets From IGX: A tray ceiling in a home.

Home Buying - 6-Minute Read

Melissa Brock - Mar 31, 2024

Co-Borrower Vs. Co-Signer: The Difference Explained

A co-borrower and a co-signer can both help you qualify for a mortgage, but there are important differences you should know. Learn which may be better for you. 

RHB Assets From IGX: Happy couple embracing each other and smiling.

Home Buying - 4-Minute Read

Jamie Johnson - Mar 28, 2024

Using Your VA Loan To Buy Foreclosed Homes: Things To Know

VA home loans have helped millions of veterans become homeowners. Discover the advantages and potential pitfalls of using a VA loan to buy a foreclosed home.

Multiple listing service screen on a laptop with a house photo

Home Buying - 5-Minute Read

Carey Chesney - Mar 27, 2024

FHA Construction Loans: A Complete Guide

FHA construction loans allow home buyers to finance the purchase and construction of a home in one loan at lower rates. Read more about FHA construction loans.

Happy mother and baby together on a couch.

Home Buying - 5-Minute Read

Melissa Brock - Mar 26, 2024

How To Get Rid Of PMI

Costly private mortgage insurance (PMI) is typically required for a conventional mortgage loan. Learn how to get rid of this extra expense in our guide.
RHB Assets From IGX: A tan colonial home with black shutters, door, and a large garage.

Home Buying - 8-Minute Read

Erin Gobler - Feb 20, 2024

What Is Owner Financing? A Beginner’s Guide

Owner financing lets a home buyer make monthly payments to a seller without involving a mortgage lender. Learn about the risks and benefits for both parties.
Man looks up at camera while using computer with smile on his face.

Home Buying - 4-Minute Read

Michelle Banaszak - Feb 20, 2024

How To Calculate And Access Your Home Equity

Home equity is the value of a house minus the amount owed on a mortgage. Find out how to calculate your home equity and use it for financial goals.
RHB Assets From IGX: Father in military uniform and daughter holding cardboard boxes near a house with an American flag.

Home Buying - 5-Minute Read

Melissa Brock - Feb 19, 2024

How Many Times Can You Use A VA Loan?

You can use a VA loan multiple times as long as you continue to meet the eligibility requirements. Learn about how to use a VA loan many times.
RHB Assets From IGX: Brick cottage covered with ivy and greenery

Home Buying - 4-Minute Read

David Collins - Feb 19, 2024

What Percentage Of Income Should Go To A Mortgage?

Ready to buy a house but not sure how much you can afford on a monthly mortgage payment? Use our guide to learn what percentage of income should go to a mortgage.

A real estate agent meeting with clients.

Home Buying - 4-Minute Read

Josephine Nesbit - Feb 5, 2024

Right Of Rescission: What It Means And When It Applies

The right of rescission refers to your right to cancel a refinance mortgage contract. Learn how long this period lasts and how it relates to real estate.

Exterior of a contemporary luxury home with large windows and clean lines

Home Buying - 6-Minute Read

Joel Reese - Feb 4, 2024

How To Get A Home Improvement Loan To Fund A Renovation Project

A home improvement loan can help pay for home repairs and custom projects. Compare the different types of home improvement loans to finance your renovations.

RHB Assets From IGX: Senior couple using tablet on sofa

Home Buying - 8-Minute Read

Angelica Victor - Feb 4, 2024

How To Choose A Mortgage Lender

There are several factors to consider when finding the best mortgage lender, including questions to ask. Check out our guide on how to choose a mortgage lender.

RHB Assets From IGX: Large blue house with a welcoming front porch and white columns.

Home Buying - 7-Minute Read

Erin Gobler - Feb 4, 2024

What Does Escrow Mean In Real Estate And How Does It Work?

Escrow is used to protect the buyer and the seller in a real estate transaction. Learn more about what escrow is, how it works and its pros and cons.

RHB Assets From IGX: Happy couple with a baby browsing for homes online using a laptop.

Home Buying - 10-Minute Read

David Collins - Feb 4, 2024

How To Shop For A Mortgage And Get The Right Loan For You

Shopping around for a mortgage is an essential step for home buyers to get the best loan terms. Read this step-by-step guide about how to shop for a mortgage.