Get answers to mortgage questions you may want to ask your lender and explore a few questions you should be able to answer yourself before buying a home.

A mortgagee is the mortgage lender that is giving the borrower their home loan. Keep reading to learn more about who mortgagees are and what they do.

Down payment assistance programs can help first-time home buyers achieve the goal of homeownership. Learn what these programs are and how to get assistance.

A Closing Disclosure is a crucial document for home buyers but can be difficult to understand. Learn why it’s so important and how to read it in our guide.

Mortgage protection insurance (MPI) covers your monthly payments if you lose your job, are severely injured or pass away. Learn more about this coverage here.

Mortgage loan originators (MLO) play an important role in the mortgage process. Learn more about what a mortgage loan originator is and what they do for buyers.

Getting a VA loan for a second home can be complicated if you want to keep your other home. See how buying a second home with a VA loan works under VA rules.

VA loan assumption is another generous benefit for VA home loan borrowers. Learn more about how to assume a VA loan, the requirements and if it’s right for you.

A 7/6 ARM is a type of adjustable-rate mortgage that has a fixed interest rate for the first 7 years of the loan term. Learn more about how a 7/6 ARM works.

A deed of trust states that the buyer will repay the loan and the lender holds the title until the loan is paid. Learn more about how a deed of trust works.

To use an FHA loan to buy a manufactured home, you and the property must meet some requirements. Learn how FHA manufactured home loans work and how to get one.