What exactly is the primary mortgage market, and how does it differ from the secondary mortgage market? Learn more about how it works and why it’s important.

Lenders require borrowers to pay private mortgage insurance (PMI) when they make a down payment of less than 20% on a conventional loan. Learn more about PMI. 

If you’re buying a home, it’s important to familiarize yourself with the types of home loans available. Learn about the 5 common mortgage types and more.

A proof of funds letter is evidence that a buyer has enough cash to purchase a home. Learn how this crucial document helps reassure sellers and when to get it.

Mortgage interest rates are determined by various factors both personal and market-related. Discover the factors that collectively determine your mortgage rate.

No-closing-cost mortgages can reduce the cash required upfront at the time of purchase. Learn how a no-closing-cost mortgage works and if it’s right for you.

A mortgage commitment letter is a document your lender provides that states you’re approved for a mortgage. Learn more about mortgage commitment letters.

FHA and conventional loans are two popular mortgages. Learn the difference between an FHA loan versus a conventional loan and which is best for you.

VA jumbo loans offer flexible terms for home buyers needing a higher loan amount. Check out our guide on how VA jumbo loans work and if one is right for you.

A mortgagor is the person or party who borrows money from a lender to purchase a home or piece of real estate. Learn more about mortgagor responsibilities.

Conforming loans meet the funding criteria of Fannie Mae and Freddie Mac. Learn about the pros and cons of choosing a conforming loan for your mortgage.

A non-conforming loan doesn’t meet the funding criteria of Fannie Mae and Freddie Mac. Discover everything you need to know about non-conforming loans.

An FHA 203(k) loan lets you buy and renovate a home – your current home. Learn how FHA 203(k) loans make your like-new home dreams come true.